Find the Best Bankruptcy Attorneys

  • Bennett Law Group, PLLC

     Las Vegas
    Las Vegas, Nevada 89101
    United States

    Bennett Law Group, PLLC is located in Las Vegas, NV and is dedicated to providing quality services of Real Estate Law Attorney Las Vegas NV, Business Law Attorney Las Vegas NV, Commercial Law Attorney Las Vegas NV, Real Estate Finance Lawyer Las Vegas NV. Call us today at (702) 625-5222. We can help! We look forward to hearing from you.

  • Law Office of Vernon C. Tucker

     Simi Valley
    Simi Valley, California 93065
    United States

    Law Office of Vernon C. Tucker is located in Simi Valley, CA and is dedicated to providing quality services of Bankruptcy Lawyer Simi Valley CA, Chapter 11 Bankruptcy Lawyer Simi Valley CA, Chapter 13 Bankruptcy Lawyer Simi Valley CA, Chapter 7 Bankruptcy Lawyer Simi Valley CA. Call us today at (818) 699-0333. We can help! We look forward to hearing from you.

  • Alper Law

     255 Primera Blvd. #160
    Lake Mary, Florida 32746
    United States

    Phone: 4074440404

    Alper Law is a third-generation asset protection law firm located in a suburb of Orlando, Florida. We provide legal advice in person and by Zoom. Our clients are located throughout Florida and the nation. We discuss your legal situation and assets and then suggest tools to protect your wealth from collection by creditors. We also help clients with wills and trusts, bankruptcy, and adoption law.

  • Oberheiden, P.C.

     500 Griswold St #2450
    Detroit, Michigan 48226
    United States

    Oberheiden P.C. has immense experience in health care fraud defense, Medicare and Tricare audits, protection of assets, compliance programs, jury trials, fraud allegation defense, qui tam defense, OIG and grand jury subpoenas, criminal defense, and internal investigations. Website : https://federal-lawyer.com/michigan/detroit-federal-defense/

  • Ortiz & Ortiz, LLP

     34-40 81st St
    Jackson Heights, New York 11372
    United States

    Phone: 3473521812

    Ortiz & Ortiz, LLP is a law firm that helps businesses resolve their debt and financial problems. With over 30 years of experience, we have the knowledge and resources to help you find the best solution for your needs. Ortiz & Ortiz, LLP 40-41 81st St, Jackson Heights, NY 11373 (347) 352-1812 Home

  • Stiberman Law, P.A.

     2601 Hollywood Boulevard
    Hollywood, Florida 33020
    United States

    Stiberman Law is not here to judge but to help guide you to your future of financial freedom. We are top rated bankruptcy attorneys serving Dade, Broward, Hollywood, and Palm Beach areas since 2007. Our team of bankruptcy experts know that families fall into hard times for a variety of reasons. We will answer your questions to see if Chapter 7, Chapter 13, or Chapter 11 is recommended for your particular situation. We offer affordable fees and convenient payment plans for all! Free Consultations

  • Northwest Debt Relief Law Firm

     207 E 5th Ave Suite 228
    Eugene, Oregon 97401
    United States

    Northwest Debt Relief Law Firm is a bankruptcy law firm in Eugene, OR helps client to resolve debt problems. We offer affordable payment plans for Chapter 7 Bankruptcy and Chapter 13 Bankruptcy and every bankruptcy comes with free credit repair services. Call our Eugene bankruptcy attorneys at 541-262-0264 for more information.

  • Norma E. Ortiz

     35-10 Broadway Suite 202
    astoria, New York 11106
    United States

    Norma E. Ortiz has been practicing law in New York since 1988 and in New Jersey since 1994. Norma provides attentive, individualized service to businesses and consumers in Chapter 7, Chapter 11 and Chapter 13 bankruptcy. Ortiz & Ortiz, LLP 35-10 Broadway, Suite 202, Astoria, NY 11106 (347) 384-8715 Home

  • Ortiz & Ortiz, LLP

     287 Park Ave S Suite 213
    New York, New York 10010
    United States

    Phone: 7185221117

    Ortiz & Ortiz, LLP is a law firm with offices in Astoria, Brooklyn and Manhattan. We have a long history of serving New York businesses and families for over 30 years helping people and businesses resolve their debt and financial problems. Ortiz & Ortiz, LLP 287 Park Avenue South Ste. 213, New York, NY 10010 (718) 522-1117 Home

  • LaVelle Law Offices

     505 14th St Suite 900
    Oakland, California 94612
    United States

    Attorney Colby LaVelle proudly manages LaVelle Law Offices with the personal attention of a boutique law firm but with the resources of larger law firms. An honored graduate of Santa Clara University of Law, Mr. LaVelle has dedicated his career to the pursuit of justice. Our experienced Oakland attorney at The LaVella Law Offices are serving clients in their Bankruptcy, estate planning law, small business, wills and trusts legal needs. Call us for a free consultation.

  • Cameron Bankruptcy Law

     8019 Atamasco Cir
    Raleigh, North Carolina 27616
    United States

    At Cameron Bankruptcy Law, we provide personal bankruptcy services so you can find debt relief and bring peace of mind back to your life, our Raleigh Bankruptcy Attorney is the answer. Through Chapter 7 or Chapter 13 filing, we can help you take back your financial freedom. We are family and will treat you like family, we always strive to provide the best possible service, and we guarantee the best service in the industry. If you are filing bankruptcy, it will be with Cameron bankruptcy law.

  • Moss & Associates, Attorneys, P.A.

     1900 Laurens Rd
    Greenville, South Carolina 29607
    United States

    At Moss & Associates, we provide legal representation to people filing bankruptcy in Greenville. With over 20 years of experience, we are committed to helping South Carolinians lift the burden of debt off their shoulders. Call us today at 864-272-3413 if you are near Greenville and require a free consultation with a bankruptcy attorney.

  • Moss & Associates, Attorneys, P.A.

     2170 Ashley Phosphate Rd Suite 405
    North Charleston, South Carolina 29406
    United States

    Moss & Associates focuses exclusively on bankruptcy law. With three offices across South Carolina, we aim to provide clients with an experienced, personalized, and cost-effective legal representation. If you are seeking legal representation near North Charleston, speak to our bankruptcy attorneys. Call 843-744-3002 now to schedule a free consultation.

  • Moss & Associates, Attorneys, P.A.

     816 Elmwood Ave
    Columbia, South Carolina 29201
    United States

    Moss & Associates is a bankruptcy law firm located in South Carolina. With more than 20 years of experience, we have helped over 20,000 people with their bankruptcy cases. Our firm can help you stop foreclosure, repossession, debt lawsuits, and creditor harassment through a Chapter 13 or Chapter 7 bankruptcy. If you are located near Columbia, call us today at 803-933-0202 to schedule a 100% free consultation with one of our bankruptcy attorneys.

  • Orange County BK Services

     711 S Knott Ave APT 30
    Anaheim, California 92804
    United States

    Orange County BK Services is a professional attorney bankruptcy service in Orange CA and throughout Orange County California. We are available 7 days a week and specialize in Bankruptcy Orange – Bankruptcy Attorney Orange – Bankruptcy Lawyer Orange – and more. We are your local Chapter 7 Bankruptcy Orange – Personal Bankruptcy Orange – Chapter 13 Bankruptcy Orange – plus a ton of other related services. Please call us anytime at (657) 341-1430 for a free quote.

  • Brenner Spiller & Archer, LLP

     125 NJ-73
    Berlin Township, New Jersey 08091
    United States

    At Brenner Spiller & Archer, LLP, our bankruptcy and personal injury attorneys understand that when our clients come to us, they are often having serious physical issues or financial problems. For that reason, we take immediate action to ease the burden on their shoulders. || Website: https://www.spillerarcherlaw.com

Showing Bankruptcy Attorneys 121-140 of 394

What Does a Bankruptcy Attorney do?

Debt can be a very destabilizing situation. Owing money without the proper resources or methods to pay it back can have a significant effect on a person's future financial abilities. The bankruptcy laws in the US were designed to offer the debtor a way out of crippling debt. However, the bankruptcy process can be confusing. In order to utilize the system properly, the process has to be followed meticulously with care.

Most debtors will need help filing a bankruptcy petition, and that's where a bankruptcy attorney comes in. A bankruptcy attorney will assist in filing the case and ensure that all legal matters related to the case are handled appropriately. The first major thing that a bankruptcy attorney will do is advise a debtor as to whether they should file bankruptcy in the first place. Once it is determined that the debtor does indeed need to file for bankruptcy, the attorney will file a petition on behalf of the debtor. From there the attorney will gather information about the debtor's financial history including assets, debts, income, tax information and other financial information. Once this process is begun, the court will appoint a person to oversee the administration of the case (the “Trustee”). Once the petition is properly filed, an automatic stay on most creditor’s collection efforts is put into effect.

When would l need a bankruptcy attorney?

There are several types of bankruptcy filings that are most commonly used and discussed amongst people within the legal industry. Some of those types of bankruptcy are for businesses that have heavy debts that they cannot pay. The others are bankruptcy filings for the individual who unfortunately has a lack of ability to pay back their debts.

What is Chapter 7 Bankruptcy?

Amongst the most common types of bankruptcy for individuals are Chapter 7 and Chapter 13 bankruptcy filings. Chapter 7 filings can usually be distinguished by situations that are mostly concerned with whether the debtor has significant assets that can be liquidated or sold off to satisfy the debt owed. Chapter 7 bankruptcy involves the selling off of assets by a bankruptcy trustee in order to pay outstanding debts. This process doesn’t necessarily mean a debtor will lose everything they own, there are exemptions and other mechanisms to keep certain assets. The process ends with all the debtor’s debts (except for things such as student loans and child support) being discharged.

What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy filings involve a situation where a debtor can keep some of their valuable assets instead of liquidation, and form a repayment plan to pay back a reduced form of their debt. It can be a good option for those who have the means to pay of a portion of their debt. It can also be the only bankruptcy that a debtor can file if the debtor can’t pass the means test. The means test is a calculation that considers a debtor’s disposable income after subtracting legally provided for expenses. Put shortly, if you have the “means” to pay a certain amount of debt after the acceptable expenses are subtracted, you cannot file for chapter 7.

What is Chapter 11 Bankruptcy?

Chapter 11 can be a vital tool for businesses as it would allow a business to reorganize itself in order to stay in business. Chapter 11 allows the debtor organization to restructure its debt and modify its payment obligations with the approval of the bankruptcy court.

The above discussion is just the tip of a very large iceberg that does nothing but get more complicated. While at first glance it may not seem that complicated, filing for bankruptcy can be very difficult and will most likely require the assistance of an attorney to complete properly.

Individual debtors are allowed to file bankruptcy without an attorney, but it may not be the ideal route to take. Filings need to include all the correct information and need to be filed in specific ways. The bankruptcy court is a separate distinct court system and has many filing rules. Filing the wrong case or the wrong paperwork will lead to a dismissal. If a debtor were to file the paperwork incorrectly, the debtor may then have to face creditors who, depending on the type of bankruptcy filed, may attempt to prevent you from filing.

Four Signs that You Need to Speak to a Bankruptcy Attorney

  • Are you a debtor that owns significant amounts of personal property and real estate that you wish to keep?
  • Do you have a complicated financial situation that will take proper care to handle correctly?
  • Do you have pending lawsuits filed against you?
  • Are you not entirely sure that you need to file for bankruptcy?

Potential Downsides of Filing Bankruptcy

There are also some pitfalls to filing bankruptcy. Filing a bankruptcy will have an adverse effect of your credit score. A bankruptcy can stay on your credit for up to 10 years and can affect your ability to get good interest rates on loans and credit cards after the bankruptcy. A debtor in a bankruptcy may have to wait years (depending on the mortgage lender) after bankruptcy to qualify for a mortgage. All of these issues need to be discussed with an attorney before a debtor files for bankruptcy.

How do you choose a Qualified Bankruptcy Attorney?

Choosing the right bankruptcy attorney can be difficult. There is no shortage of commercials or advertisements that will tell you that you can “easily” find a bankruptcy attorney. It is true that many lawyers focus their practice on debt relief and bankruptcy. However, not all bankruptcy attorneys are equal. You are going to need a skilled attorney that knows the law and knows what is required of a person who files for bankruptcy. You will also need to speak with an attorney that is able to clearly explain whether you need to file bankruptcy at all. Some of the best bankruptcy advice lies in knowing when not to file and utilize some other form of debt relief to rectify the situation.

Determine Your Needs

This step is mostly about first understanding your situation and then understanding how you want it to change. If you are in a position where you are being overwhelmed by debt you will need to get a grasp on what you want going further. If you don’t own much and just need help by gaining a somewhat clean slate, then your situation will vary differently from a person who has many assets and owes many types of creditors.

Most firms that hand bankruptcy in any way are likely to be able to help with any of the various types of bankruptcy, although if you are filing bankruptcy in relation to a business you may want to seek out a firm that specializes in Chapter 11 bankruptcy.

Also consider that if you file bankruptcy, other pending legal matters that you have, and your future financial situation such as your credit score, will be affected. Keeping this in mind, you may want to consider seeking firms that also have vast experience in handling other debt related issues.

Research Qualifications Online

The more research you do, the better. Start with a general search of bankruptcy attorneys in your geographical area. Look at their specialties or other types of law that they practice. Pay attention to what services they provide. Many of them provide services related to bankruptcy, like alternative debt relief measures, help with garnishments, and repossession. These additional services may be of help early on because unfortunately, your bankruptcy may lead to more financial issues before all is said and done. Try not to panic or feel worse about the process, just be aware that future financial problems are a possibility.

Once you get some names of attorneys in the area, you can then conduct more of a specific search to see all the information that is available on the attorney. Most attorney websites will feature some sort of background information like when the attorney passed the bar, how long the attorney has practiced bankruptcy law, and where the attorney went to law school.

Once you have narrowed down your search to attorney’s names, take the time to search out client reviews for that attorney. There are a few sites like AVVO that will allow a former or current client to place a review about an attorney's services. Martindale-Hubblle provides profiles that allow other attorneys in the area to rate the work of a specific attorney. So not only can you hear from clients but you can also see what an attorney’s peers think.

Check Your State Bar Association’s Website for any Disciplinary History

Next, you will want to do a sort of background check on the attorney. Its actually very easy to do. You only need the name of the attorney. Go to your state’s bar association website. The bar association is responsible for licensing of all attorneys within the state in addition to disciplining attorneys ethical misconduct. From there, you will be able to search for the profile of the attorneys you have narrowed your search down to. If there have been any ethical issues such as fraud or malpractice, it will be in this section.

While most attorney’s files will offer no issues, it still does not hurt to check. If an attorney had many major ethical complaints against them, it would be unlikely that they were currently eligible to practice law. You will want to know that you have an ethical and honest attorney on your side, searching their bar history will only ease any concerns you may have.

Schedule an Appointment with a Bankruptcy Attorney

The last step in the process is actually making a decision on an attorney and scheduling an appointment. Don’t feel rushed or that there is something wrong with talking to multiple attorneys. In a way, its kind of like getting a second opinion from a doctor or a mechanic, it may be good to good to hear different opinions on your situation. It also may be comforting to hear the same thing from multiple attorneys; it lets you know that you have probably picked wisely.