Find the Best Bankruptcy Attorneys

  • Lucid Law, Debt Relief Attorneys

     1065 US-22 Suite 2B
    Bridgewater Township, New Jersey 08807
    United States

    Karina Lucid is an professional mediator and experienced bankruptcy lawyer in New Jersey. She handles every case with respect, compassion, care and also insure individual needs of her clients. Call us at (908) 332-5623.

  • Cutler & Associates, Ltd.

     17W220 22nd St #250b
    Oakbrook Terrace, Illinois 60181
    United States

    Cutler & Associates, Ltd. is a land bankruptcy law firm in Chicago that deals with clients in the city and the surrounding areas in bankruptcy and debt relief services. Our professional Chicago bankruptcy lawyers have been dealing with bankruptcy matters since 1990, including chapter 7, chapter 13, in four locations in the city and surrounding suburbs. Contact us today at (630) 491-6997 for more information.

  • McMillan Law Group

     4655 Cass St, San Diego,
    San Diego, California 92109
    United States

    Phone: 6197959430

    Are you struggling with debt? Are you thinking of filing for Bankruptcy? Is a bankruptcy the right option for you? Whether your debts are too great to pay, or you cannot make payments, a bankruptcy may be the best solution. To help with this difficult decision, we’ve put together a free consultation so that we can determine if Bankruptcy is the right option for your situation.

  • Law Office of Patrick T. Williams

     4422 Farm to Market 1960 Rd W
    Houston, Texas 77068
    United States

    I am a Houston bankruptcy lawyer and tax lawyer with over 20 years of experience in bankruptcy law and federal income tax law. I am also a Certified Public Accountant (CPA) and former Internal Revenue Service (IRS) Revenue Agent. With this type of experience on your side, you know you will have quality representation in your bankruptcy case or your IRS tax case.

  • The Law Offices of Chad Nolan Horowitz, P.A.

     Boynton Beach High School
    Boynton Beach, Florida 33426
    United States

    The Law Offices of Chad Nolan Horowitz, P.A. is a personal injury law firm dedicated to fighting for those who lack a voice. With Mr. Horowitz at the helm, we can help you get that compensation you deserve. With years of experience handling such cases, we know exactly how to approach different situations to get the best outcomes. Some of our practice areas include road accidents, wrongful death, slip and fall, workers’ compensation, property damage, dog bites, and so much more. We are heavily i

  • Maida Law Firm – Auto Accident Attorneys of Houston

     10285 N Fwy
    Houston, Texas 76177
    United States

    (Houston’s Most Trusted Law Firm for Car Accident Settlements) #CarAccidentAttorney, #CarAccident Lawyer, Houston Auto Accident Attorney, Auto Accident Lawyer, Auto Accident Law Firm, Auto Accident Settlement, Car Accident Settlement, Trucking Accident Lawyers, Truck Accident Attorneys, Trucking Lawsuit Settlements, Personal Injury Lawyers, Personal Injury Attorneys, Personal Injury Lawsuit Settlements

  • Thomas E McIntire & Associates, LC

     241 Main Street
    New Martinsville, West Virginia 26155
    United States

    For nearly 30 years, Thomas E. McIntire & Associates has been helping people who are faced with complex debt matters. We always try to create a calming environment for our clients. With a down-to-earth atmosphere, you can feel comfortable trusting us with your personal concerns and financial future. Whether you are facing bankruptcy or creditor harassment, Thomas E. McIntire & Associates is here to help you. For more details call New Martinsville bankruptcy attorneys at (304) 527-8818.

  • Banks, Stubbs & McFarland LLP

     309 Pirkle Ferry Road, Bldg F Cumming, GA 30040
    cumming, Pirkle Ferry Road 30040
    United States

    Our law firm serves a diverse clientele in Cumming, Buford, Dawsonville, Forsyth County and surrounding areas with the benefits of more than 100 years of combined experience, a tradition of attentive personal service and a recognized reputation for positive results. Contact our office to arrange your initial consultation. We welcome the opportunity to assist you and your loved ones in any way we can. Contact us at  (770) 887-1209 or visit  https://www.banksstubbs.com/.

  • Orange County BK Services

     218 W Wilson Ave
    Orange, California 92867
    United States

    Phone: 6572324027

    Orange County BK Services is a professional attorney bankruptcy service in Orange CA and throughout Orange County California. We are available 7 days a week and specialize in Bankruptcy Orange – Bankruptcy Attorney Orange – Bankruptcy Lawyer Orange – and more. We are your local Chapter 7 Bankruptcy Orange – Personal Bankruptcy Orange – Chapter 13 Bankruptcy Orange – plus a ton of other related services. Please call us anytime at (657) 232-4027 for a free quote.

  • Gursov Law Firm

     19 Broad St, Suite 307 Staten Island, NY 10304
    New York, New York 10304
    United States

    Getting into debt and other financial trouble is far too easy to do. Whether it happened because of a divorce, job loss, unexpected medical expenses, credit cards, or anything else, it can feel like a trap from which there is no escape. The sad reality is that if you only make the minimum payments on your debt (if you can even afford that) it will take you years, if not decades, to finally get everything paid off, and that is assuming there are no more unexpected issues. For many people in NYC,

Showing Bankruptcy Attorneys 61-80 of 206

What Does a Bankruptcy Attorney do?

Debt can be a very destabilizing situation. Owing money without the proper resources or methods to pay it back can have a significant effect on a person's future financial abilities. The bankruptcy laws in the US were designed to offer the debtor a way out of crippling debt. However, the bankruptcy process can be confusing. In order to utilize the system properly, the process has to be followed meticulously with care.

Most debtors will need help filing a bankruptcy petition, and that's where a bankruptcy attorney comes in. A bankruptcy attorney will assist in filing the case and ensure that all legal matters related to the case are handled appropriately. The first major thing that a bankruptcy attorney will do is advise a debtor as to whether they should file bankruptcy in the first place. Once it is determined that the debtor does indeed need to file for bankruptcy, the attorney will file a petition on behalf of the debtor. From there the attorney will gather information about the debtor's financial history including assets, debts, income, tax information and other financial information. Once this process is begun, the court will appoint a person to oversee the administration of the case (the “Trustee”). Once the petition is properly filed, an automatic stay on most creditor’s collection efforts is put into effect.

When would l need a bankruptcy attorney?

There are several types of bankruptcy filings that are most commonly used and discussed amongst people within the legal industry. Some of those types of bankruptcy are for businesses that have heavy debts that they cannot pay. The others are bankruptcy filings for the individual who unfortunately has a lack of ability to pay back their debts.

What is Chapter 7 Bankruptcy?

Amongst the most common types of bankruptcy for individuals are Chapter 7 and Chapter 13 bankruptcy filings. Chapter 7 filings can usually be distinguished by situations that are mostly concerned with whether the debtor has significant assets that can be liquidated or sold off to satisfy the debt owed. Chapter 7 bankruptcy involves the selling off of assets by a bankruptcy trustee in order to pay outstanding debts. This process doesn’t necessarily mean a debtor will lose everything they own, there are exemptions and other mechanisms to keep certain assets. The process ends with all the debtor’s debts (except for things such as student loans and child support) being discharged.

What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy filings involve a situation where a debtor can keep some of their valuable assets instead of liquidation, and form a repayment plan to pay back a reduced form of their debt. It can be a good option for those who have the means to pay of a portion of their debt. It can also be the only bankruptcy that a debtor can file if the debtor can’t pass the means test. The means test is a calculation that considers a debtor’s disposable income after subtracting legally provided for expenses. Put shortly, if you have the “means” to pay a certain amount of debt after the acceptable expenses are subtracted, you cannot file for chapter 7.

What is Chapter 11 Bankruptcy?

Chapter 11 can be a vital tool for businesses as it would allow a business to reorganize itself in order to stay in business. Chapter 11 allows the debtor organization to restructure its debt and modify its payment obligations with the approval of the bankruptcy court.

The above discussion is just the tip of a very large iceberg that does nothing but get more complicated. While at first glance it may not seem that complicated, filing for bankruptcy can be very difficult and will most likely require the assistance of an attorney to complete properly.

Individual debtors are allowed to file bankruptcy without an attorney, but it may not be the ideal route to take. Filings need to include all the correct information and need to be filed in specific ways. The bankruptcy court is a separate distinct court system and has many filing rules. Filing the wrong case or the wrong paperwork will lead to a dismissal. If a debtor were to file the paperwork incorrectly, the debtor may then have to face creditors who, depending on the type of bankruptcy filed, may attempt to prevent you from filing.

Four Signs that You Need to Speak to a Bankruptcy Attorney

  • Are you a debtor that owns significant amounts of personal property and real estate that you wish to keep?
  • Do you have a complicated financial situation that will take proper care to handle correctly?
  • Do you have pending lawsuits filed against you?
  • Are you not entirely sure that you need to file for bankruptcy?

Potential Downsides of Filing Bankruptcy

There are also some pitfalls to filing bankruptcy. Filing a bankruptcy will have an adverse effect of your credit score. A bankruptcy can stay on your credit for up to 10 years and can affect your ability to get good interest rates on loans and credit cards after the bankruptcy. A debtor in a bankruptcy may have to wait years (depending on the mortgage lender) after bankruptcy to qualify for a mortgage. All of these issues need to be discussed with an attorney before a debtor files for bankruptcy.

How do you choose a Qualified Bankruptcy Attorney?

Choosing the right bankruptcy attorney can be difficult. There is no shortage of commercials or advertisements that will tell you that you can “easily” find a bankruptcy attorney. It is true that many lawyers focus their practice on debt relief and bankruptcy. However, not all bankruptcy attorneys are equal. You are going to need a skilled attorney that knows the law and knows what is required of a person who files for bankruptcy. You will also need to speak with an attorney that is able to clearly explain whether you need to file bankruptcy at all. Some of the best bankruptcy advice lies in knowing when not to file and utilize some other form of debt relief to rectify the situation.

Determine Your Needs

This step is mostly about first understanding your situation and then understanding how you want it to change. If you are in a position where you are being overwhelmed by debt you will need to get a grasp on what you want going further. If you don’t own much and just need help by gaining a somewhat clean slate, then your situation will vary differently from a person who has many assets and owes many types of creditors.

Most firms that hand bankruptcy in any way are likely to be able to help with any of the various types of bankruptcy, although if you are filing bankruptcy in relation to a business you may want to seek out a firm that specializes in Chapter 11 bankruptcy.

Also consider that if you file bankruptcy, other pending legal matters that you have, and your future financial situation such as your credit score, will be affected. Keeping this in mind, you may want to consider seeking firms that also have vast experience in handling other debt related issues.

Research Qualifications Online

The more research you do, the better. Start with a general search of bankruptcy attorneys in your geographical area. Look at their specialties or other types of law that they practice. Pay attention to what services they provide. Many of them provide services related to bankruptcy, like alternative debt relief measures, help with garnishments, and repossession. These additional services may be of help early on because unfortunately, your bankruptcy may lead to more financial issues before all is said and done. Try not to panic or feel worse about the process, just be aware that future financial problems are a possibility.

Once you get some names of attorneys in the area, you can then conduct more of a specific search to see all the information that is available on the attorney. Most attorney websites will feature some sort of background information like when the attorney passed the bar, how long the attorney has practiced bankruptcy law, and where the attorney went to law school.

Once you have narrowed down your search to attorney’s names, take the time to search out client reviews for that attorney. There are a few sites like AVVO that will allow a former or current client to place a review about an attorney's services. Martindale-Hubblle provides profiles that allow other attorneys in the area to rate the work of a specific attorney. So not only can you hear from clients but you can also see what an attorney’s peers think.

Check Your State Bar Association’s Website for any Disciplinary History

Next, you will want to do a sort of background check on the attorney. Its actually very easy to do. You only need the name of the attorney. Go to your state’s bar association website. The bar association is responsible for licensing of all attorneys within the state in addition to disciplining attorneys ethical misconduct. From there, you will be able to search for the profile of the attorneys you have narrowed your search down to. If there have been any ethical issues such as fraud or malpractice, it will be in this section.

While most attorney’s files will offer no issues, it still does not hurt to check. If an attorney had many major ethical complaints against them, it would be unlikely that they were currently eligible to practice law. You will want to know that you have an ethical and honest attorney on your side, searching their bar history will only ease any concerns you may have.

Schedule an Appointment with a Bankruptcy Attorney

The last step in the process is actually making a decision on an attorney and scheduling an appointment. Don’t feel rushed or that there is something wrong with talking to multiple attorneys. In a way, its kind of like getting a second opinion from a doctor or a mechanic, it may be good to good to hear different opinions on your situation. It also may be comforting to hear the same thing from multiple attorneys; it lets you know that you have probably picked wisely.