Find the Best Bankruptcy Attorneys

  • Gregory J. Wald, Attorney at Law, St. Louis Park Bankruptcy Attorney

     5775 Wayzata Blvd #700
    Louis Park, Minnesota 55416
    United States

    Here at Gregory J. Wald, Attorney at Law, we concentrate solely on bankruptcy cases. Filing for bankruptcy is an overwhelming predicament. Our lawyers tend to every case with professionalism and efficiency to allow our clients peace of mind. With over 30 years of experience, our firm offers unparalleled legal counsel in bankruptcy matters. If you’re considering filing for bankruptcy, come into our St. Louis Park location for a free case evaluation.

  • Bankruptcy Law Office of Richard A. Check S. C.

     757 North Broadway, Suite 401
    Milwaukee, Wisconsin 53202
    United States

    With over 30 years of knowledge & experience, we provide advice and legal representation to many clients, individuals and business. Bankruptcy law is the sole focus of our practice. We can help you take control of your financial situation and give you the peace of mind you deserve. At Bankruptcy Law Office of Richard A. Check, S.C., our bankruptcy attorneys take the time to learn about your specific situation and can tell you how the law may help you in a free bankruptcy consultation.

  • Kaye Law Office PLLC

     8161 S Saginaw St
    Grand Blanc, Michigan 48439
    United States

    Kaye Law Office is your trusted law firm for all of your legal needs, serving the Grand Blanc and Flint, Michigan areas. Since 2002, Roxane Kaye has provided legal services specializing in estate planning, probate trust administration, chapter 7 bankruptcy, chapter 13 bankruptcy, real estate transactions, deed drafting and even personal injury. With years of experience and proper training, Kaye Law Office provides trusted legal services and will always see to it that you’re in good hands.

  • Borowitz & Clark, LLP

     100 North Brand Boulevard Suite 636
    Glendale, California 91203
    United States

    Borowitz & Clark, LLP is a leading consumer bankruptcy law firm in California with offices in Glendale, West Covina, Ontario, Palmdale, Torrance and Santa Fe Springs. Barry Borowitz and Erik Clark, are both board-certified consumer bankruptcy specialists as certified by the American Board of Certification. We will work with you to make sure you understand your options and the bankruptcy process and we’ll fight to make sure you get the most out of your bankruptcy.

  • Gort Law, P.A. Business, Bankruptcy and Family Law

     601 Heritage Dr Suite 457
    Jupiter, Florida 33458
    United States

    Website: https://www.gortlaw.com Gort Law, P.A. Business, Bankruptcy and Family Law in Jupiter, FL and is dedicated to providing quality legal Services in the following areas; Small Business Attorney Jupiter FL, Transaction Attorney Jupiter FL, Bankruptcy Attorney Jupiter FL, Family Attorney Jupiter FL, Child Support Attorney Jupiter FL, Divorce Attorney Jupiter FL, Child Custody Attorney Jupiter FL. Call us today at +1 561-900-0478 We can help! We look forward to hearing from you.

  • Gary Nitzkin

     3260 N Hayden Rd
    Scottsdale, Arizona 85251
    United States

    Arizona Credit Lawyers is located in Scottsdale, AZ and we represent clients from all over Arizona. Our legal team expertly protect and represent the rights of consumers whose credit report has been violated, is erroneous and those who are dealing with harassing debt collection phone calls. We can also assist you with identity theft issues and their legal ramifications.

  • Gregory J. Wald, Attorney at Law, Brooklyn Center Bankruptcy Attorney

     5637 Brooklyn Blvd #200
    Brooklyn Center, Minnesota 55429
    United States

    Mounting debts and incessant calls from creditors can be stressful, leaving you feeling hopeless and overwhelmed. With over 30 years of experience, our firm offers unparalleled legal counsel in bankruptcy matters. If you are struggling financially, you need an experienced Brooklyn Center, Minnesota bankruptcy attorney by your side. Attorney Gregory J. Wald understands that bad debt can happen to good people, and is dedicated to helping clients overcome their difficult situation in order to move

  • Thomas E McIntire & Associates, LC

     82 14th St
    Wheeling, West Virginia 26003
    United States

    Thomas E. McIntire & Associates, LC, can provide you with the assistance you need to become debt-free. We devote extensive attention, time and energy, to individuals who are pursuing Chapter 7 or Chapter 13 bankruptcy. For nearly 30 years, we have been helping people who are faced with complex debt matters. Call our West Virginia bankruptcy lawyers at 304-232-8600.

  • Northwest Debt Relief Law Firm

     1201 Pacific Ave
    Tacoma, Washington 98402
    United States

    Northwest Debt Relief Law Firm a debt relief law firm Tacoma help clients rebuild their credit after bankruptcy. Our focus is not just on eliminating debt but on helping you return to the financial mainstream as soon as possible. Call us at 253-343-1944.

  • Karen E. Evangelista, PC

     410 W University Dr
    Rochester, Michigan 48307
    United States

    Rochester, Michigan bankruptcy attorney Karen E. Evangelista has over 31 years of experience practicing in bankruptcy law and will help you determine which, if any, type of bankruptcy is right for you.

  • Attorney Debt Reset Inc.

     1540 River Park Dr #220
    Sacramento, California 95815
    United States

    Attorney Debt Reset Inc is your one stop Sacramento bankruptcy attorney and bankruptcy Sacramento law firm. If you need Sacramento bankruptcy lawyer, bankruptcy attorney Sacramento, then give us a call today!

  • Eron Epstein

     713 Cherry Street
    Chattanooga, Tennessee 37402
    United States

    Bankruptcy Attorney Eron Epstein : I am certified as a Specialist in Consumer Bankruptcy by the American Board of Bankruptcy. Over the past 39 years I have helped thousands in Tennessee and North Georgia exercise their right to file for bankruptcy. I pride myself on providing caring, knowledgeable services to free my clients from their debt, creditor calls, and financial trouble. I serve the needs of good people in Southeast Tennessee, including Chattanooga and Cleveland and in Northwest Geor

  • Attorney Advocates of America

      18851 NE 29th Ave, Suite 700, Miami
    Miami, Florida 33180
    United States

    Attorney Advocates of America is a debt relief Law Firm assisting clients reconcile debt issues. We’re one of the largest consumer Debt Relief Law Firms in America helping with all forms of consumer matters, IRS Tax Issues, Loan Defaults, loan modifications, timeshare matters, bankruptcy, debt settlement and Credit Card Lawsuit Defense.

  • SAM LAW OFFICE, LLC, Attorney Susan A. Marks

     2410 Bluebird Ln
    Rolling Meadows, Illinois 60008
    United States

    At SAM LAW OFFICE LLC, we are committed to making a positive difference in the lives of our clients. As a law firm concentrating in family law and personal injury law, we work daily on behalf of clients who are often facing some of the most difficult times of their lives. Put a skilled and compassionate divorce attorney and injury lawyer advocate in your corner from Rolling Meadows and Arlington Heights.

  • Benson Law Firm, Cleveland Bankruptcy Lawyer

     1422 Euclid Avenue Suite 970
    Cleveland, Ohio 44115
    United States

    DESCRIPTION: David Benson is a caring Cleveland bankruptcy attorney and foreclosure defense lawyer, representing debtors for a better financial future. Don’t Avoid Creditor Calls Forever. The Time Is Now To Take Action. The best way to calm your worries is to get information. When people contact us and arrange a consultation, they tend to walk away with a more optimistic outlook and real actionable ways to start over. We welcome you to set up a meeting and discuss your questions and conce

  • Ryan J. Really Attorney at Law, LLC, Bankruptcy Attorney, Chapter 7 & 13 Filing

     3181 N Bay Village Ct Suite A200
    Bonita Springs, Florida 34135
    United States

    Ryan J. Really has over 30 years of experience serving in the US military. Including Operation Iraqi Freedom. Put that character and discipline to work for you. Mr. Really has experience assisting individuals and their families with bankruptcy, debt negotiation, and foreclosure defense and is prepared to fight on your behalf. If you or someone you love is struggling to make regular payments on credit card debt, mortgage loans, car loans, or other debts, call Ryan J. Really today.

  • Hermann Law Group, PLLC, Social Security Disability Lawyer

     560 White Plains Rd Suite 305
    Tarrytown, New York 10591
    United States

    DESCRIPTION: At Hermann Law Group, we specialize in fighting for you for your social security disability, long term disability, veterans disability and railroad retirement disability. At Hermann Law Group, we realize that one of the most difficult things about applying for disability is the stress it involves. You are already disabled, often dealing with pain and financial uncertainty. Trying to fight the system alone can be confusing, demoralizing, and exhausting.

Showing Bankruptcy Attorneys 341-360 of 394

What Does a Bankruptcy Attorney do?

Debt can be a very destabilizing situation. Owing money without the proper resources or methods to pay it back can have a significant effect on a person's future financial abilities. The bankruptcy laws in the US were designed to offer the debtor a way out of crippling debt. However, the bankruptcy process can be confusing. In order to utilize the system properly, the process has to be followed meticulously with care.

Most debtors will need help filing a bankruptcy petition, and that's where a bankruptcy attorney comes in. A bankruptcy attorney will assist in filing the case and ensure that all legal matters related to the case are handled appropriately. The first major thing that a bankruptcy attorney will do is advise a debtor as to whether they should file bankruptcy in the first place. Once it is determined that the debtor does indeed need to file for bankruptcy, the attorney will file a petition on behalf of the debtor. From there the attorney will gather information about the debtor's financial history including assets, debts, income, tax information and other financial information. Once this process is begun, the court will appoint a person to oversee the administration of the case (the “Trustee”). Once the petition is properly filed, an automatic stay on most creditor’s collection efforts is put into effect.

When would l need a bankruptcy attorney?

There are several types of bankruptcy filings that are most commonly used and discussed amongst people within the legal industry. Some of those types of bankruptcy are for businesses that have heavy debts that they cannot pay. The others are bankruptcy filings for the individual who unfortunately has a lack of ability to pay back their debts.

What is Chapter 7 Bankruptcy?

Amongst the most common types of bankruptcy for individuals are Chapter 7 and Chapter 13 bankruptcy filings. Chapter 7 filings can usually be distinguished by situations that are mostly concerned with whether the debtor has significant assets that can be liquidated or sold off to satisfy the debt owed. Chapter 7 bankruptcy involves the selling off of assets by a bankruptcy trustee in order to pay outstanding debts. This process doesn’t necessarily mean a debtor will lose everything they own, there are exemptions and other mechanisms to keep certain assets. The process ends with all the debtor’s debts (except for things such as student loans and child support) being discharged.

What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy filings involve a situation where a debtor can keep some of their valuable assets instead of liquidation, and form a repayment plan to pay back a reduced form of their debt. It can be a good option for those who have the means to pay of a portion of their debt. It can also be the only bankruptcy that a debtor can file if the debtor can’t pass the means test. The means test is a calculation that considers a debtor’s disposable income after subtracting legally provided for expenses. Put shortly, if you have the “means” to pay a certain amount of debt after the acceptable expenses are subtracted, you cannot file for chapter 7.

What is Chapter 11 Bankruptcy?

Chapter 11 can be a vital tool for businesses as it would allow a business to reorganize itself in order to stay in business. Chapter 11 allows the debtor organization to restructure its debt and modify its payment obligations with the approval of the bankruptcy court.

The above discussion is just the tip of a very large iceberg that does nothing but get more complicated. While at first glance it may not seem that complicated, filing for bankruptcy can be very difficult and will most likely require the assistance of an attorney to complete properly.

Individual debtors are allowed to file bankruptcy without an attorney, but it may not be the ideal route to take. Filings need to include all the correct information and need to be filed in specific ways. The bankruptcy court is a separate distinct court system and has many filing rules. Filing the wrong case or the wrong paperwork will lead to a dismissal. If a debtor were to file the paperwork incorrectly, the debtor may then have to face creditors who, depending on the type of bankruptcy filed, may attempt to prevent you from filing.

Four Signs that You Need to Speak to a Bankruptcy Attorney

  • Are you a debtor that owns significant amounts of personal property and real estate that you wish to keep?
  • Do you have a complicated financial situation that will take proper care to handle correctly?
  • Do you have pending lawsuits filed against you?
  • Are you not entirely sure that you need to file for bankruptcy?

Potential Downsides of Filing Bankruptcy

There are also some pitfalls to filing bankruptcy. Filing a bankruptcy will have an adverse effect of your credit score. A bankruptcy can stay on your credit for up to 10 years and can affect your ability to get good interest rates on loans and credit cards after the bankruptcy. A debtor in a bankruptcy may have to wait years (depending on the mortgage lender) after bankruptcy to qualify for a mortgage. All of these issues need to be discussed with an attorney before a debtor files for bankruptcy.

How do you choose a Qualified Bankruptcy Attorney?

Choosing the right bankruptcy attorney can be difficult. There is no shortage of commercials or advertisements that will tell you that you can “easily” find a bankruptcy attorney. It is true that many lawyers focus their practice on debt relief and bankruptcy. However, not all bankruptcy attorneys are equal. You are going to need a skilled attorney that knows the law and knows what is required of a person who files for bankruptcy. You will also need to speak with an attorney that is able to clearly explain whether you need to file bankruptcy at all. Some of the best bankruptcy advice lies in knowing when not to file and utilize some other form of debt relief to rectify the situation.

Determine Your Needs

This step is mostly about first understanding your situation and then understanding how you want it to change. If you are in a position where you are being overwhelmed by debt you will need to get a grasp on what you want going further. If you don’t own much and just need help by gaining a somewhat clean slate, then your situation will vary differently from a person who has many assets and owes many types of creditors.

Most firms that hand bankruptcy in any way are likely to be able to help with any of the various types of bankruptcy, although if you are filing bankruptcy in relation to a business you may want to seek out a firm that specializes in Chapter 11 bankruptcy.

Also consider that if you file bankruptcy, other pending legal matters that you have, and your future financial situation such as your credit score, will be affected. Keeping this in mind, you may want to consider seeking firms that also have vast experience in handling other debt related issues.

Research Qualifications Online

The more research you do, the better. Start with a general search of bankruptcy attorneys in your geographical area. Look at their specialties or other types of law that they practice. Pay attention to what services they provide. Many of them provide services related to bankruptcy, like alternative debt relief measures, help with garnishments, and repossession. These additional services may be of help early on because unfortunately, your bankruptcy may lead to more financial issues before all is said and done. Try not to panic or feel worse about the process, just be aware that future financial problems are a possibility.

Once you get some names of attorneys in the area, you can then conduct more of a specific search to see all the information that is available on the attorney. Most attorney websites will feature some sort of background information like when the attorney passed the bar, how long the attorney has practiced bankruptcy law, and where the attorney went to law school.

Once you have narrowed down your search to attorney’s names, take the time to search out client reviews for that attorney. There are a few sites like AVVO that will allow a former or current client to place a review about an attorney's services. Martindale-Hubblle provides profiles that allow other attorneys in the area to rate the work of a specific attorney. So not only can you hear from clients but you can also see what an attorney’s peers think.

Check Your State Bar Association’s Website for any Disciplinary History

Next, you will want to do a sort of background check on the attorney. Its actually very easy to do. You only need the name of the attorney. Go to your state’s bar association website. The bar association is responsible for licensing of all attorneys within the state in addition to disciplining attorneys ethical misconduct. From there, you will be able to search for the profile of the attorneys you have narrowed your search down to. If there have been any ethical issues such as fraud or malpractice, it will be in this section.

While most attorney’s files will offer no issues, it still does not hurt to check. If an attorney had many major ethical complaints against them, it would be unlikely that they were currently eligible to practice law. You will want to know that you have an ethical and honest attorney on your side, searching their bar history will only ease any concerns you may have.

Schedule an Appointment with a Bankruptcy Attorney

The last step in the process is actually making a decision on an attorney and scheduling an appointment. Don’t feel rushed or that there is something wrong with talking to multiple attorneys. In a way, its kind of like getting a second opinion from a doctor or a mechanic, it may be good to good to hear different opinions on your situation. It also may be comforting to hear the same thing from multiple attorneys; it lets you know that you have probably picked wisely.