Find the Best Bankruptcy Attorneys

  • Benner Law

     100 Independence Dr
    Barnstable, Massachusetts 02601
    United States

    Benner Law is a firm of skilled Bankruptcy Lawyer, Debt Defense Lawyer, Lawyer for Chapter 7, and Chapter 13 Bankruptcy Lawyer that is based in the state of Massachusetts. Benner Law helps clients deal effectively with repossessions, foreclosures, wage garnishments, and harassment from creditors, but for many Benner Law clients, the only practical option for debt relief is bankruptcy. Call us today for a free consultation!

  • Gillespie & Murphy, P.A.

     321 N Front St
    Wilmington, North Carolina 28401
    United States

    Phone: 9102543456

    Gillespie & Murphy, P.A. is a Christian law firm that focuses on helping clients get through bankruptcy and other financial hurdles. Our bankruptcy attorneys are well known in the Wilmington, NC area for their track record that dates back to 1991. Those who need a trusted attorney for bankruptcies should look no further and call us for help. Email: receptionist@lawyersforchrist.com Website: https://www.lawyersforchrist.com/wilmington-bankruptcy-office/

  • Doan Law Firm

     386 Date St
    San Diego, California 92101
    United States

    Phone: 7607464476

    Since its establishment in 1995, Doan Law Firm has been the premier bankruptcy law firm in San Diego CA, Escondido CA, Chula Vista CA, Mesa CA, Temecula CA, and environs. We have helped countless people get rid of bankruptcy cases, and we still do. Michael Doan is one of 13 board specialist consumer bankruptcy lawyers in California.

  • The Rollins Law Firm

     402 E Main St
    Clinton, Mississippi 39056
    United States

    Rollins Law Firm is a bankruptcy law firm in Clinton, MS, serves clients throughout the state. We help clients move forward in the face of adversity by helping them take appropriate action in their legal matters. Our Clinton bankruptcy attorney understands that in life, circumstances arise that we cannot avoid – struggling with mounting debt. We understand the stress that financial troubles create for our clients and our main goal is to eliminate that stress.

  • Gillespie & Murphy, P.A.

     320 Middle St
    New Bern, North Carolina 28560
    United States

    Gillespie & Murphy, P.A. is a Christian law firm that focuses on helping clients get through bankruptcy and other financial hurdles. Our bankruptcy attorneys are well known in the New Bern, NC area for their track record that dates back to 1991. Those who need a trusted attorney for bankruptcies should look no further and call us for help. Website: https://www.lawyersforchrist.com/

  • Gillespie & Murphy, P.A.

     101 W. 14th Street, Suite 101
    Greenville, North Carolina 27834
    United States

    Gillespie & Murphy are a Christian law firm dedicated to helping individuals and business owners throughout North Carolina find debt relief through bankruptcy. Gillespie & Murphy, P.A. 320 Middle Street New Bern, North Carolina 28560 (252) 636-2225

  • Barkley & Kennedy Chartered

     51 Monroe St, #1407
    Rockville, Maryland 20850
    United States

    Barkley & Kennedy Chartered is located in Rockville, MD and is dedicated to providing quality services in the following practice areas: Family Attorney Rockville MD, Divorce Law Rockville MD, Divorce Lawyer Rockville MD, Divorce Attorney Rockville MD, Custody Law Rockville MD, Custody Lawyer Rockville MD, Custody Attorney Rockville MD, Foreclosure Law Rockville MD, Foreclosure Lawyer Rockville MD, Foreclosure Attorney Rockville MD. Call us today at (301) 251-6600. We can help! We look forward to

  • Benner Law

     32 Hillman St
    New Bedford, Massachusetts 02740
    United States

    When you work with our experienced team at Benner Law, we’ll make sure that all of your questions are answered and that every step along the way is clearly explained so there are no surprises for you down the road. The sooner you contact us, the better chance we have to resolve any issues before they spiral out of control! Call today for a free consultation with one of our Massachusetts bankruptcy attorneys!

  • Benner Law

     33 Samoset St
    Plymouth, Massachusetts 02360
    United States

    If bankruptcy seems like the right choice for you, let us know so we can start working on a solution immediately! It is possible to take control of your finances–but first, you need to seek our help. Contact Benner Law today so we can learn more about your financial situation and determine whether filing for bankruptcy is the best option for you or not.

  • Gillespie & Murphy, P.A.

     200 Valencia Dr
    Jacksonville, North Carolina 28456
    United States

    At Gillespie & Murphy, we are a Christian law firm dedicated to helping individuals and business owners throughout North Carolina find debt relief through bankruptcy. Gillespie & Murphy, P.A. 320 Middle Street New Bern, North Carolina 28560 (252) 636-2225

  • Meredith Law Firm, LLC

     4000 Faber Place Drive, #120
    North Charleston, South Carolina 29405
    United States

    Our attorneys and staff are experienced and knowledgeable about bankruptcy law, but also understand the difficulty our clients often have seeking help. || Website: https://meredithlawfirm.com/north-charleston-bankruptcy-law-office

  • Law Office of Mark N Glyptis

     3525 Quakerbridge Rd
    Hamilton, New Jersey 08619
    United States

    With over 15 years of legal experience, Attorney Julie Sparks and the entire team at J. Sparks Law, PLLC are here to help you pursue your American dream. As both a human rights advocate and a skilled immigration lawyer, board-certified attorney Julie Sparks is passionate about helping immigrants achieve their goals and find a new beginning as they live, work, and thrive in the U.S. J. Sparks Law, PLLC takes on several types of immigration cases, including those involving visas, citizenship, gree

  • Northwest Debt Relief Law Firm

     3000 Market St NE #202
    Salem, Oregon 97301
    United States

    Northwest Debt Relief Law Firm is a bankruptcy law firm in Salem, OR helps client to resolve debt problems. We offer affordable payment plans for Chapter 7 Bankruptcy and Chapter 13 Bankruptcy and every bankruptcy comes with free credit repair services. Call our Salem bankruptcy attorneys at 971-233-4543 for more information.

  • Conrad & Scherer Trial Lawyers

     633 S Federal Hwy Suite 800
    Fort Lauderdale, Florida 33301
    United States

    Phone: 9544625500

    High Stakes Trials. High Impact Cases. High Profile Clients. High Quality Representation. An international, multi-practice law firm with over 45 years of experience. We Have One Mission: To Fight Relentlessly For Everything You Deserve! Conrad & Scherer was founded in 1974 by Managing Partner William Scherer and began as a small, local law firm comprised of trial attorneys.

  • Provencher & Flatt LLP

     823 Sonoma Ave
    Santa Rosa, California 95404
    United States

    Provencher & Flatt LLP has been and continues to be the law firm of choice for family law, business law, real estate, litigation and other legal matters in Sonoma County and the greater Bay Area. Our team of professional attorneys has devoted decades of expertise to solving legal problems. Whether you are filing for bankruptcy or dealing with a financial dispute, Provencher & Flatt LLP is here to help! Call us today at (707) 755-7099 in the Santa Rosa, CA area!

  • Roach Bankruptcy Center, LLC

     851 NW 45th St #208
    Kansas City, Missouri 64116
    United States

    Roach Bankruptcy Center LLC is a law firm that exclusively practices in Bankruptcy Law. We are a Debt Relief Agency, which means that we help people file for Bankruptcy under the Bankruptcy Code. Our Kansas City Missouri bankruptcy attorneys only represent individuals or debtors needing to file Chapter 7 bankruptcy, Chapter 13 bankruptcy, or emergency bankruptcy. Contact our law firm on (816) 330-2252.

Showing Bankruptcy Attorneys 201-220 of 408

What Does a Bankruptcy Attorney do?

Debt can be a very destabilizing situation. Owing money without the proper resources or methods to pay it back can have a significant effect on a person's future financial abilities. The bankruptcy laws in the US were designed to offer the debtor a way out of crippling debt. However, the bankruptcy process can be confusing. In order to utilize the system properly, the process has to be followed meticulously with care.

Most debtors will need help filing a bankruptcy petition, and that's where a bankruptcy attorney comes in. A bankruptcy attorney will assist in filing the case and ensure that all legal matters related to the case are handled appropriately. The first major thing that a bankruptcy attorney will do is advise a debtor as to whether they should file bankruptcy in the first place. Once it is determined that the debtor does indeed need to file for bankruptcy, the attorney will file a petition on behalf of the debtor. From there the attorney will gather information about the debtor's financial history including assets, debts, income, tax information and other financial information. Once this process is begun, the court will appoint a person to oversee the administration of the case (the “Trustee”). Once the petition is properly filed, an automatic stay on most creditor’s collection efforts is put into effect.

When would l need a bankruptcy attorney?

There are several types of bankruptcy filings that are most commonly used and discussed amongst people within the legal industry. Some of those types of bankruptcy are for businesses that have heavy debts that they cannot pay. The others are bankruptcy filings for the individual who unfortunately has a lack of ability to pay back their debts.

What is Chapter 7 Bankruptcy?

Amongst the most common types of bankruptcy for individuals are Chapter 7 and Chapter 13 bankruptcy filings. Chapter 7 filings can usually be distinguished by situations that are mostly concerned with whether the debtor has significant assets that can be liquidated or sold off to satisfy the debt owed. Chapter 7 bankruptcy involves the selling off of assets by a bankruptcy trustee in order to pay outstanding debts. This process doesn’t necessarily mean a debtor will lose everything they own, there are exemptions and other mechanisms to keep certain assets. The process ends with all the debtor’s debts (except for things such as student loans and child support) being discharged.

What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy filings involve a situation where a debtor can keep some of their valuable assets instead of liquidation, and form a repayment plan to pay back a reduced form of their debt. It can be a good option for those who have the means to pay of a portion of their debt. It can also be the only bankruptcy that a debtor can file if the debtor can’t pass the means test. The means test is a calculation that considers a debtor’s disposable income after subtracting legally provided for expenses. Put shortly, if you have the “means” to pay a certain amount of debt after the acceptable expenses are subtracted, you cannot file for chapter 7.

What is Chapter 11 Bankruptcy?

Chapter 11 can be a vital tool for businesses as it would allow a business to reorganize itself in order to stay in business. Chapter 11 allows the debtor organization to restructure its debt and modify its payment obligations with the approval of the bankruptcy court.

The above discussion is just the tip of a very large iceberg that does nothing but get more complicated. While at first glance it may not seem that complicated, filing for bankruptcy can be very difficult and will most likely require the assistance of an attorney to complete properly.

Individual debtors are allowed to file bankruptcy without an attorney, but it may not be the ideal route to take. Filings need to include all the correct information and need to be filed in specific ways. The bankruptcy court is a separate distinct court system and has many filing rules. Filing the wrong case or the wrong paperwork will lead to a dismissal. If a debtor were to file the paperwork incorrectly, the debtor may then have to face creditors who, depending on the type of bankruptcy filed, may attempt to prevent you from filing.

Four Signs that You Need to Speak to a Bankruptcy Attorney

  • Are you a debtor that owns significant amounts of personal property and real estate that you wish to keep?
  • Do you have a complicated financial situation that will take proper care to handle correctly?
  • Do you have pending lawsuits filed against you?
  • Are you not entirely sure that you need to file for bankruptcy?

Potential Downsides of Filing Bankruptcy

There are also some pitfalls to filing bankruptcy. Filing a bankruptcy will have an adverse effect of your credit score. A bankruptcy can stay on your credit for up to 10 years and can affect your ability to get good interest rates on loans and credit cards after the bankruptcy. A debtor in a bankruptcy may have to wait years (depending on the mortgage lender) after bankruptcy to qualify for a mortgage. All of these issues need to be discussed with an attorney before a debtor files for bankruptcy.

How do you choose a Qualified Bankruptcy Attorney?

Choosing the right bankruptcy attorney can be difficult. There is no shortage of commercials or advertisements that will tell you that you can “easily” find a bankruptcy attorney. It is true that many lawyers focus their practice on debt relief and bankruptcy. However, not all bankruptcy attorneys are equal. You are going to need a skilled attorney that knows the law and knows what is required of a person who files for bankruptcy. You will also need to speak with an attorney that is able to clearly explain whether you need to file bankruptcy at all. Some of the best bankruptcy advice lies in knowing when not to file and utilize some other form of debt relief to rectify the situation.

Determine Your Needs

This step is mostly about first understanding your situation and then understanding how you want it to change. If you are in a position where you are being overwhelmed by debt you will need to get a grasp on what you want going further. If you don’t own much and just need help by gaining a somewhat clean slate, then your situation will vary differently from a person who has many assets and owes many types of creditors.

Most firms that hand bankruptcy in any way are likely to be able to help with any of the various types of bankruptcy, although if you are filing bankruptcy in relation to a business you may want to seek out a firm that specializes in Chapter 11 bankruptcy.

Also consider that if you file bankruptcy, other pending legal matters that you have, and your future financial situation such as your credit score, will be affected. Keeping this in mind, you may want to consider seeking firms that also have vast experience in handling other debt related issues.

Research Qualifications Online

The more research you do, the better. Start with a general search of bankruptcy attorneys in your geographical area. Look at their specialties or other types of law that they practice. Pay attention to what services they provide. Many of them provide services related to bankruptcy, like alternative debt relief measures, help with garnishments, and repossession. These additional services may be of help early on because unfortunately, your bankruptcy may lead to more financial issues before all is said and done. Try not to panic or feel worse about the process, just be aware that future financial problems are a possibility.

Once you get some names of attorneys in the area, you can then conduct more of a specific search to see all the information that is available on the attorney. Most attorney websites will feature some sort of background information like when the attorney passed the bar, how long the attorney has practiced bankruptcy law, and where the attorney went to law school.

Once you have narrowed down your search to attorney’s names, take the time to search out client reviews for that attorney. There are a few sites like AVVO that will allow a former or current client to place a review about an attorney's services. Martindale-Hubblle provides profiles that allow other attorneys in the area to rate the work of a specific attorney. So not only can you hear from clients but you can also see what an attorney’s peers think.

Check Your State Bar Association’s Website for any Disciplinary History

Next, you will want to do a sort of background check on the attorney. Its actually very easy to do. You only need the name of the attorney. Go to your state’s bar association website. The bar association is responsible for licensing of all attorneys within the state in addition to disciplining attorneys ethical misconduct. From there, you will be able to search for the profile of the attorneys you have narrowed your search down to. If there have been any ethical issues such as fraud or malpractice, it will be in this section.

While most attorney’s files will offer no issues, it still does not hurt to check. If an attorney had many major ethical complaints against them, it would be unlikely that they were currently eligible to practice law. You will want to know that you have an ethical and honest attorney on your side, searching their bar history will only ease any concerns you may have.

Schedule an Appointment with a Bankruptcy Attorney

The last step in the process is actually making a decision on an attorney and scheduling an appointment. Don’t feel rushed or that there is something wrong with talking to multiple attorneys. In a way, its kind of like getting a second opinion from a doctor or a mechanic, it may be good to good to hear different opinions on your situation. It also may be comforting to hear the same thing from multiple attorneys; it lets you know that you have probably picked wisely.