Find the Best Bankruptcy Attorneys

  • Crary Buchanan

     759 SE Federal Hwy
    Stuart, Florida 34994
    United States

    Crary Buchanan Founded in 1927. Crary Buchanan is one of the oldest law firms on Florida’s Treasure Coast. The firm’s offices are located in Stuart and Port St. Lucie Serving a broad range of individual and business clients.

  • Gregory J. Wald, Attorney at Law, Bloomington Bankruptcy Attorney

     3800 American Blvd W
    Bloomington, Minnesota 55431
    United States

    Here at Gregory J. Wald, Attorney at Law, we concentrate solely on bankruptcy cases. Filing for bankruptcy is an overwhelming predicament. Our lawyers tend to every case with professionalism and efficiency to allow our clients peace of mind. With over 30 years of experience, our firm offers unparalleled legal counsel in bankruptcy matters. If you’re considering filing for bankruptcy, come into our Bloomington location for a free case evaluation.

  • Credit Repair Lawyers of America

     3355 Lenox Rd #750
    Athens, Georgia 30326
    United States

    Phone: 4045916680

    I am Gary Nitzkin, a Credit Repair Attorney with Credit Repair Lawyers of America. My staff and I are here to fix your credit, stop debt collectors from harassing you and clean your credit report when you have been victimized by identity theft. We have been fixing errors and mistakes on credit since 2008 and have never had our clients pay us out of their pocket for our fees. We make the credit reporting agencies and lenders pay our fees and costs so you don’t have to. Call me today.

  • Tonya L. Janney, Attorney at Law

     355 S Main St
    Rocky Mount, Virginia 24151
    United States

    Tonya Janney cares about each and every one of her clients. She is an effective spokesperson for those who need her to speak for them. Gently, when the situation calls for peaceable resolution. Assertively, when zealous and aggressive advocacy is necessary. Tonya Janney is determined to give her client the best possible outcome. You expect your matter to be handled with care, for fair and reasonable fees. She is here to ensure your expectations are met and exceeded.

  • The Harris Firm LLC

     2126 6th Ave SE, Suite 204
    Decatur, Alabama 35601
    United States

    The Harris Firm is a law firm that helps individuals throughout Decatur, Alabama mainly in the areas of bankruptcy, family law, custody, divorce, uncontested divorce, probate, and injury.

  • The Harris Firm LLC

     4000 Eagle Point Corporate Dr, Suite 110
    Birmingham, Alabama 35242
    United States

    The Harris Firm is a law firm that helps individuals throughout Birmingham, Alabama mainly in the areas of bankruptcy, family law, custody, divorce, uncontested divorce, probate, and injury.

  • Law Offices of Gary D. Nitzkin, P.C.

     1 E Capital St
    Columbus, Ohio 43215
    United States

    Phone: 2163580591

    Law Offices of Gary D. Nitzkin, P.C. is located in Columbus, Ohio, and provides free legal services to consumers throughout the state of Ohio. Since 1990, our team of Ohio credit lawyers has represented countless consumers whose credit reports were violated with inaccurate data, identity theft, and more. Our Ohio credit law firm is also committed to protecting the rights of individual victims of debt collection harassment.

  • Freedom Law Firm

     8985 South Eastern Avenue #350, Beltway Corporate Center
    Las Vegas, Nevada 89123
    United States

    Freedom Law Firm is a full service Bankruptcy Firm in Las Vegas. We have helped thousands of people, just like you, improve their financial situation, and move on with their lives. We have helped thousands of Nevadans to get out of debt, and because this is our law firm’s entire focus, our experience enables us to be the best at what we do. For more information contact our office today. SOCIAL LINKS: https://www.facebook.com/Haines-Krieger-Attorneys-at-Law-Las-Vegas-124959610863750/?ref=ts ht

  • Phoenix Fresh Start Bankruptcy Attorneys

      4742 N 24th St
    Phoenix, Arizona 85016
    United States

    Let a Phoenix bankruptcy lawyer from Phoenix Fresh Start Bankruptcy Attorneys come to save you when you are drowning in debt. Our Phoenix bankruptcy lawyer can save you from predatory loans, medical bills, job loss, credit card debt, debt collectors, lawsuits, maybe even student loans by filing a Chapter 7 Bankruptcy or Chapter 13 Bankruptcy. Call us at 602-598-5075.

  • Law Office of Daniela Romero, APLC

     1015 N Lake Ave
    Pasadena, California 91104
    United States

    Law Office of Daniela Romero, APLC, Bankruptcy Attorney who gets people out from under massive financial debt by either renegotiating, restructuring or releasing their debt. We assist with debt resolution, student loan, stop foreclosure, stop wage garnishment and tax debt issues and then we help you rebuild and repair your credit. For more information, contact our Bankruptcy Attorneys at 626-263-6243.

  • Florida Law Advisers, P.A.

     1408 N West Shore Blvd. Ste. 114
    Tampa, Florida 33607
    United States

    Florida Law Advisers P.A. is a nationally recognized law firm running in the Tampa Bay area, and servicing Hillsborough, Pinellas, Pasco, Sarasota and Manatee counties. Our firm is A+ rated by the Better Business Bureau and has been featured in publications throughout the country for our practice concentrated in divorce & family law, bankruptcy, wage garnishment and home foreclosure defense. Website: https://www.floridalegaladvice.com/

  • Farmer & Wright, PLLC

     4975 Alben Barkley Dr
    Paducah, Kentucky 42001
    United States

    In Farmer & Wright LLC is a law firm, we help individuals who are suffering from financial, emotional and physical stress. We provide legal assistance in the areas of bankruptcy law (Chapter 7 & Chapter 13), personal injury & car accident cases, as well as Social Security Disability law. Call us today on 270-214-9696 and speak with our attorneys and find out how we can help.

  • Borowitz & Clark, LLP

     1607 E Palmdale Blvd
    Palmdale, California 93550
    United States

    Borowitz & Clark, LLP is a leading consumer law firm in California with offices in Palmdale, Ontario, Santa Fe Springs, West Covina, Torrance and Glendale. We will fight to make sure you get the most out of your bankruptcy.

  • Borowitz & Clark, LLP

     3868 W Carson Street, Suite 332
    Torrance, California 90503
    United States

    At Borowitz & Clark, you are not just another bankruptcy case. We understand that every client and every case is unique. We wll give you and your case the attention you deserve to ensure that you understand your options and we’ll choose a path that meets your needs. Our firm is led by two of the most experienced consumer bankruptcy attorneys in Southern California: Barry Borowitz and Erik Clark. We are one of the top law firms in Torrance and our expert team is ready to help you get out of debt

  • Borowitz & Clark, LLP

     3535 Inland Empire Boulevard #45
    Ontario, California 91764
    United States

    Borowitz & Clark, LLP is a leading consumer bankruptcy law firm in California with offices in Ontario, Santa Fe Springs, West Covina, Glendale, Palmdale and Torrance,. Barry Borowitz and Erik Clark, are both board-certified consumer bankruptcy specialists as certified by the American Board of Certification. We will work with you to make sure you understand your options and the bankruptcy process and we will fight to make sure you get the most out of your bankruptcy.

Showing Bankruptcy Attorneys 1-20 of 80

What Does a Bankruptcy Attorney do?

Debt can be a very destabilizing situation. Owing money without the proper resources or methods to pay it back can have a significant effect on a person's future financial abilities. The bankruptcy laws in the US were designed to offer the debtor a way out of crippling debt. However, the bankruptcy process can be confusing. In order to utilize the system properly, the process has to be followed meticulously with care.

Most debtors will need help filing a bankruptcy petition, and that's where a bankruptcy attorney comes in. A bankruptcy attorney will assist in filing the case and ensure that all legal matters related to the case are handled appropriately. The first major thing that a bankruptcy attorney will do is advise a debtor as to whether they should file bankruptcy in the first place. Once it is determined that the debtor does indeed need to file for bankruptcy, the attorney will file a petition on behalf of the debtor. From there the attorney will gather information about the debtor's financial history including assets, debts, income, tax information and other financial information. Once this process is begun, the court will appoint a person to oversee the administration of the case (the “Trustee”). Once the petition is properly filed, an automatic stay on most creditor’s collection efforts is put into effect.

When would l need a bankruptcy attorney?

There are several types of bankruptcy filings that are most commonly used and discussed amongst people within the legal industry. Some of those types of bankruptcy are for businesses that have heavy debts that they cannot pay. The others are bankruptcy filings for the individual who unfortunately has a lack of ability to pay back their debts.

What is Chapter 7 Bankruptcy?

Amongst the most common types of bankruptcy for individuals are Chapter 7 and Chapter 13 bankruptcy filings. Chapter 7 filings can usually be distinguished by situations that are mostly concerned with whether the debtor has significant assets that can be liquidated or sold off to satisfy the debt owed. Chapter 7 bankruptcy involves the selling off of assets by a bankruptcy trustee in order to pay outstanding debts. This process doesn’t necessarily mean a debtor will lose everything they own, there are exemptions and other mechanisms to keep certain assets. The process ends with all the debtor’s debts (except for things such as student loans and child support) being discharged.

What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy filings involve a situation where a debtor can keep some of their valuable assets instead of liquidation, and form a repayment plan to pay back a reduced form of their debt. It can be a good option for those who have the means to pay of a portion of their debt. It can also be the only bankruptcy that a debtor can file if the debtor can’t pass the means test. The means test is a calculation that considers a debtor’s disposable income after subtracting legally provided for expenses. Put shortly, if you have the “means” to pay a certain amount of debt after the acceptable expenses are subtracted, you cannot file for chapter 7.

What is Chapter 11 Bankruptcy?

Chapter 11 can be a vital tool for businesses as it would allow a business to reorganize itself in order to stay in business. Chapter 11 allows the debtor organization to restructure its debt and modify its payment obligations with the approval of the bankruptcy court.

The above discussion is just the tip of a very large iceberg that does nothing but get more complicated. While at first glance it may not seem that complicated, filing for bankruptcy can be very difficult and will most likely require the assistance of an attorney to complete properly.

Individual debtors are allowed to file bankruptcy without an attorney, but it may not be the ideal route to take. Filings need to include all the correct information and need to be filed in specific ways. The bankruptcy court is a separate distinct court system and has many filing rules. Filing the wrong case or the wrong paperwork will lead to a dismissal. If a debtor were to file the paperwork incorrectly, the debtor may then have to face creditors who, depending on the type of bankruptcy filed, may attempt to prevent you from filing.

Four Signs that You Need to Speak to a Bankruptcy Attorney

  • Are you a debtor that owns significant amounts of personal property and real estate that you wish to keep?
  • Do you have a complicated financial situation that will take proper care to handle correctly?
  • Do you have pending lawsuits filed against you?
  • Are you not entirely sure that you need to file for bankruptcy?

Potential Downsides of Filing Bankruptcy

There are also some pitfalls to filing bankruptcy. Filing a bankruptcy will have an adverse effect of your credit score. A bankruptcy can stay on your credit for up to 10 years and can affect your ability to get good interest rates on loans and credit cards after the bankruptcy. A debtor in a bankruptcy may have to wait years (depending on the mortgage lender) after bankruptcy to qualify for a mortgage. All of these issues need to be discussed with an attorney before a debtor files for bankruptcy.

How do you choose a Qualified Bankruptcy Attorney?

Choosing the right bankruptcy attorney can be difficult. There is no shortage of commercials or advertisements that will tell you that you can “easily” find a bankruptcy attorney. It is true that many lawyers focus their practice on debt relief and bankruptcy. However, not all bankruptcy attorneys are equal. You are going to need a skilled attorney that knows the law and knows what is required of a person who files for bankruptcy. You will also need to speak with an attorney that is able to clearly explain whether you need to file bankruptcy at all. Some of the best bankruptcy advice lies in knowing when not to file and utilize some other form of debt relief to rectify the situation.

Determine Your Needs

This step is mostly about first understanding your situation and then understanding how you want it to change. If you are in a position where you are being overwhelmed by debt you will need to get a grasp on what you want going further. If you don’t own much and just need help by gaining a somewhat clean slate, then your situation will vary differently from a person who has many assets and owes many types of creditors.

Most firms that hand bankruptcy in any way are likely to be able to help with any of the various types of bankruptcy, although if you are filing bankruptcy in relation to a business you may want to seek out a firm that specializes in Chapter 11 bankruptcy.

Also consider that if you file bankruptcy, other pending legal matters that you have, and your future financial situation such as your credit score, will be affected. Keeping this in mind, you may want to consider seeking firms that also have vast experience in handling other debt related issues.

Research Qualifications Online

The more research you do, the better. Start with a general search of bankruptcy attorneys in your geographical area. Look at their specialties or other types of law that they practice. Pay attention to what services they provide. Many of them provide services related to bankruptcy, like alternative debt relief measures, help with garnishments, and repossession. These additional services may be of help early on because unfortunately, your bankruptcy may lead to more financial issues before all is said and done. Try not to panic or feel worse about the process, just be aware that future financial problems are a possibility.

Once you get some names of attorneys in the area, you can then conduct more of a specific search to see all the information that is available on the attorney. Most attorney websites will feature some sort of background information like when the attorney passed the bar, how long the attorney has practiced bankruptcy law, and where the attorney went to law school.

Once you have narrowed down your search to attorney’s names, take the time to search out client reviews for that attorney. There are a few sites like AVVO that will allow a former or current client to place a review about an attorney's services. Martindale-Hubblle provides profiles that allow other attorneys in the area to rate the work of a specific attorney. So not only can you hear from clients but you can also see what an attorney’s peers think.

Check Your State Bar Association’s Website for any Disciplinary History

Next, you will want to do a sort of background check on the attorney. Its actually very easy to do. You only need the name of the attorney. Go to your state’s bar association website. The bar association is responsible for licensing of all attorneys within the state in addition to disciplining attorneys ethical misconduct. From there, you will be able to search for the profile of the attorneys you have narrowed your search down to. If there have been any ethical issues such as fraud or malpractice, it will be in this section.

While most attorney’s files will offer no issues, it still does not hurt to check. If an attorney had many major ethical complaints against them, it would be unlikely that they were currently eligible to practice law. You will want to know that you have an ethical and honest attorney on your side, searching their bar history will only ease any concerns you may have.

Schedule an Appointment with a Bankruptcy Attorney

The last step in the process is actually making a decision on an attorney and scheduling an appointment. Don’t feel rushed or that there is something wrong with talking to multiple attorneys. In a way, its kind of like getting a second opinion from a doctor or a mechanic, it may be good to good to hear different opinions on your situation. It also may be comforting to hear the same thing from multiple attorneys; it lets you know that you have probably picked wisely.