Find the Best Bankruptcy Attorneys

  • Law Offices of Robert M. Geller, P.A.

     807 W Azeele St
    Tampa, Florida 33606
    United States

    Tampa and St. Petersburg FL bankruptcy law firm, the Law Offices of Robert M. Geller, P.A., has been helping with bankruptcy laws and bankruptcy filing in Tampa since 1991. Over the years, our Tampa bankruptcy attorneys have helped thousands of clients make a fresh financial start through filing for Chapter 7 and Chapter 13 bankruptcy. In most cases, we can tell you how our Tampa bankruptcy lawyers can help after a free consultation.

  • Frank J. LaPerch, PC

     148 S Liberty Dr
    Stony Point, New York 10980
    United States

    Rockland NY Lawyer for Bankruptcy Law, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Debt Negotiation, Debt Collection Defense, Foreclosure Defense Attorneys. Whether you decide to file or not – the information we can give you can help you make the RIGHT choices and AVOID disastrous ones. The difference between sinking deeper into debt and a possible fresh start is only one phone call away . . . you have nothing to lose . . .but your debt.

  • Roose Law PLC

     29829 Greenfield Rd Ste 102
    Southfield, Michigan 48076
    United States

    Roose Law PLC is located in Southfield,, MI and is dedicated to providing quality services in the following practice areas: Debt Rehabilitation Attorney Southfield,, MI, Wage Garnishment Attorney Southfield,, MI, Vehicle Repossession Lawyer Southfield,, MI, Chapter 7 Bankruptcy Attorney Southfield,, MI, Chapter 13 Bankruptcy Attorney Southfield,, MI, File Bankruptcy Lawyer Southfield,, MI. Call us today at (248) 331-1200. We can help! We look forward to hearing from you.

  • Northwest Debt Relief Law Firm

     122 E Main St Suite 400-3,
    medford, Oregon 97501
    United States

    Northwest Debt Relief Law Firm is a bankruptcy law firm in Medford OR helps clients to resolve debt problems. We offer affordable payment plans for Chapter 7 Bankruptcy and Chapter 13 Bankruptcy and every bankruptcy comes with free credit repair services. Call our Medford bankruptcy attorneys at 541-262-6732 for more information.

  • Karina Lucid Law

     510 Thornall St Suite 270
    Edison, New Jersey 08837
    United States

    Karina Lucid is an professional mediator and experienced bankruptcy lawyer in New Jersey. She handles every case with respect, compassion, care and also insure individual needs of her clients. Call us at 908-795-8249.

  • Arizona Zero Down Bankruptcy

     343 W Roosevelt St
    Phoenix, Arizona 85003
    United States

    Arizona Zero Down Bankruptcy is a local Phoenix bankruptcy law office that provides debt relief services for clients throughout the Valley. Our Phoenix bankruptcy lawyers have helped hundreds of people file for bankruptcy protection throughout Arizona, giving them the best solution to help you avoid financial ruin. Our goal at Arizona Zero Down Bankruptcy is to provide clients with cost effective, efficient debt relief services to help you get control of your finances.

  • Phoenix Fresh Start Bankruptcy Attorneys

     5151 E Broadway Blvd Suite 1600-a,
    Tucson, Arizona 85711
    United States

    Let a Phoenix bankruptcy lawyer from Phoenix Fresh Start Bankruptcy Attorneys come to save you when you are drowning in debt. Our Oro Valley bankruptcy lawyer can save you from predatory loans, medical bills, job loss, credit card debt, debt collectors, lawsuits, maybe even student loans by filing a Chapter 7 Bankruptcy or Chapter 13 Bankruptcy. Call us at (520) 214-2283 for more information.

  • Thomas E McIntire & Associates, LC

     805 Hood Ave
    Shinnston, West Virginia 26431
    United States

    For nearly 30 years, Thomas E. McIntire & Associates has been helping people who are faced with complex debt matters. We always try to create a calming environment for our clients. With a down-to-earth atmosphere, you can feel comfortable trusting us with your personal concerns and financial future. Whether you are facing bankruptcy or creditor harassment, Thomas E. McIntire & Associates is here to help you. For more details call Shinnston bankruptcy attorneys at 304-829-2889.

  • Robert Russell Law Office

     516 SE Chkalov Dr #49
    Vancouver, Washington 98683
    United States

    The Robert Russell Law Office is a debt relief, bankruptcy and estate planning law firm in Vancouver Washington. Our law firm has more than 25 years of experienced in providing consumer and small business bankruptcy services in Vancouver, WA. We offer legal services for Foreclosure Prevention, Credit Report Repair/Disputes, Estate Planning (Wills, DNR, POA, etc), Consumer Protection and General Civil Matters. The Robert Russell Law Office provides you with peace of mind in knowing that your matt

  • The Rollins Law Firm

     913 Crawford St
    Vicksburg, Mississippi 39180
    United States

    Rollins Law Firm is a bankruptcy law firm in Vicksburg, MS, serves clients throughout the state. We help clients move forward in the face of adversity by helping them take appropriate action in their legal matters. Our Vicksburg bankruptcy attorney understands that in life, circumstances arise that we cannot avoid – struggling with mounting debt. We understand the stress that financial troubles create for our clients and our main goal is to eliminate that stress.

  • Farmer & Wright, PLLC

     312 N Mulberry St Suite 104
    Elizabethtown, Kentucky 42701
    United States

    At Farmer & Wright LLC law firm, we help individuals who are suffering from financial, emotional and physical stress. We provide legal assistance in the areas of bankruptcy law (Chapter 7 & Chapter 13), personal injury & car accident cases, as well as Social Security Disability law. Call us today on 270-721-3556 and speak with our attorneys and find out how we can help.

  • Phoenix Fresh Start Bankruptcy Attorneys

     1846 E Innovation Park Dr
    Oro Valley, Arizona 85755
    United States

    Let a Phoenix bankruptcy lawyer from Phoenix Fresh Start Bankruptcy Attorneys come to save you when you are drowning in debt. Our Oro Valley bankruptcy lawyer can save you from predatory loans, medical bills, job loss, credit card debt, debt collectors, lawsuits, maybe even student loans by filing a Chapter 7 Bankruptcy or Chapter 13 Bankruptcy. Call us at (520) 600-0507 for more information.

  • Farmer & Wright, PLLC

     1609 S Main St
    Hopkinsville, Kentucky 42240
    United States

    At Farmer & Wright LLC law firm, we help individuals who are suffering from financial, emotional and physical stress. We provide legal assistance in the areas of bankruptcy law (Chapter 7 & Chapter 13), personal injury & car accident cases, as well as Social Security Disability law. Call us today on 270-220-7810 and speak with our attorneys and find out how we can help.

  • Johnson& Gubler, P.C.

     8831 W Sahara Ave
    Las Vegas, Nevada 89117
    United States

    Phone: 7024710065

    Johnson & Gubler, P.C. is an AV-rated, full-service law firm located in Las Vegas, Nevada, and Saint George, Utah that practices Bankruptcy, Business Law, Collections, Construction Litigation, Estate Planning, Guardianships & Adoptions, HOA Disputes, Personal Injury, Property Law, and Wills & Trusts throughout the entire state of Nevada, as well as Utah, Colorado, and Arizona.

  • Ziegler Diamond Law: Debt Fighters

     2561 Nursery Road, Ste A
    Clearwater, Florida 33764
    United States

    We help consumers get in control of debt using bankruptcy, debt settlement and debt consolidation, debt legal defense, and holding credits accountable for illegal and harassing conduct. Debt relief options can stop wage garnishment, repossession, foreclosure, collection calls, and collection lawsuits.

  • Santa Ana Bankruptcy Group

     2010 N Tustin Ave
    Santa Ana, California 92705
    United States

    Phone: 6572431168

    Santa Ana Bankruptcy Group specializes in attorney bankruptcy related matters. We have been in practice for over 25 years and we are professionals at bankruptcy related work. We are a Bankruptcy Santa Ana – Bankruptcy Orange County – Bankruptcy Lawyer Orange County. We are open 7 days a week for your convenience.

  • Canyon Legal Group

     3815 River Crossing Parkway Suite 100
    Indianapolis, Indiana 46240
    United States

    Canyon Legal Group makes it easy to uphold your rights. At Canyon Legal Group, we help consumers, entrepreneurs and others understand not only how the law operates but also how it can work to their advantage. Gain critical legal insights without a degree.

Showing Bankruptcy Attorneys 1-20 of 181

What Does a Bankruptcy Attorney do?

Debt can be a very destabilizing situation. Owing money without the proper resources or methods to pay it back can have a significant effect on a person's future financial abilities. The bankruptcy laws in the US were designed to offer the debtor a way out of crippling debt. However, the bankruptcy process can be confusing. In order to utilize the system properly, the process has to be followed meticulously with care.

Most debtors will need help filing a bankruptcy petition, and that's where a bankruptcy attorney comes in. A bankruptcy attorney will assist in filing the case and ensure that all legal matters related to the case are handled appropriately. The first major thing that a bankruptcy attorney will do is advise a debtor as to whether they should file bankruptcy in the first place. Once it is determined that the debtor does indeed need to file for bankruptcy, the attorney will file a petition on behalf of the debtor. From there the attorney will gather information about the debtor's financial history including assets, debts, income, tax information and other financial information. Once this process is begun, the court will appoint a person to oversee the administration of the case (the “Trustee”). Once the petition is properly filed, an automatic stay on most creditor’s collection efforts is put into effect.

When would l need a bankruptcy attorney?

There are several types of bankruptcy filings that are most commonly used and discussed amongst people within the legal industry. Some of those types of bankruptcy are for businesses that have heavy debts that they cannot pay. The others are bankruptcy filings for the individual who unfortunately has a lack of ability to pay back their debts.

What is Chapter 7 Bankruptcy?

Amongst the most common types of bankruptcy for individuals are Chapter 7 and Chapter 13 bankruptcy filings. Chapter 7 filings can usually be distinguished by situations that are mostly concerned with whether the debtor has significant assets that can be liquidated or sold off to satisfy the debt owed. Chapter 7 bankruptcy involves the selling off of assets by a bankruptcy trustee in order to pay outstanding debts. This process doesn’t necessarily mean a debtor will lose everything they own, there are exemptions and other mechanisms to keep certain assets. The process ends with all the debtor’s debts (except for things such as student loans and child support) being discharged.

What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy filings involve a situation where a debtor can keep some of their valuable assets instead of liquidation, and form a repayment plan to pay back a reduced form of their debt. It can be a good option for those who have the means to pay of a portion of their debt. It can also be the only bankruptcy that a debtor can file if the debtor can’t pass the means test. The means test is a calculation that considers a debtor’s disposable income after subtracting legally provided for expenses. Put shortly, if you have the “means” to pay a certain amount of debt after the acceptable expenses are subtracted, you cannot file for chapter 7.

What is Chapter 11 Bankruptcy?

Chapter 11 can be a vital tool for businesses as it would allow a business to reorganize itself in order to stay in business. Chapter 11 allows the debtor organization to restructure its debt and modify its payment obligations with the approval of the bankruptcy court.

The above discussion is just the tip of a very large iceberg that does nothing but get more complicated. While at first glance it may not seem that complicated, filing for bankruptcy can be very difficult and will most likely require the assistance of an attorney to complete properly.

Individual debtors are allowed to file bankruptcy without an attorney, but it may not be the ideal route to take. Filings need to include all the correct information and need to be filed in specific ways. The bankruptcy court is a separate distinct court system and has many filing rules. Filing the wrong case or the wrong paperwork will lead to a dismissal. If a debtor were to file the paperwork incorrectly, the debtor may then have to face creditors who, depending on the type of bankruptcy filed, may attempt to prevent you from filing.

Four Signs that You Need to Speak to a Bankruptcy Attorney

  • Are you a debtor that owns significant amounts of personal property and real estate that you wish to keep?
  • Do you have a complicated financial situation that will take proper care to handle correctly?
  • Do you have pending lawsuits filed against you?
  • Are you not entirely sure that you need to file for bankruptcy?

Potential Downsides of Filing Bankruptcy

There are also some pitfalls to filing bankruptcy. Filing a bankruptcy will have an adverse effect of your credit score. A bankruptcy can stay on your credit for up to 10 years and can affect your ability to get good interest rates on loans and credit cards after the bankruptcy. A debtor in a bankruptcy may have to wait years (depending on the mortgage lender) after bankruptcy to qualify for a mortgage. All of these issues need to be discussed with an attorney before a debtor files for bankruptcy.

How do you choose a Qualified Bankruptcy Attorney?

Choosing the right bankruptcy attorney can be difficult. There is no shortage of commercials or advertisements that will tell you that you can “easily” find a bankruptcy attorney. It is true that many lawyers focus their practice on debt relief and bankruptcy. However, not all bankruptcy attorneys are equal. You are going to need a skilled attorney that knows the law and knows what is required of a person who files for bankruptcy. You will also need to speak with an attorney that is able to clearly explain whether you need to file bankruptcy at all. Some of the best bankruptcy advice lies in knowing when not to file and utilize some other form of debt relief to rectify the situation.

Determine Your Needs

This step is mostly about first understanding your situation and then understanding how you want it to change. If you are in a position where you are being overwhelmed by debt you will need to get a grasp on what you want going further. If you don’t own much and just need help by gaining a somewhat clean slate, then your situation will vary differently from a person who has many assets and owes many types of creditors.

Most firms that hand bankruptcy in any way are likely to be able to help with any of the various types of bankruptcy, although if you are filing bankruptcy in relation to a business you may want to seek out a firm that specializes in Chapter 11 bankruptcy.

Also consider that if you file bankruptcy, other pending legal matters that you have, and your future financial situation such as your credit score, will be affected. Keeping this in mind, you may want to consider seeking firms that also have vast experience in handling other debt related issues.

Research Qualifications Online

The more research you do, the better. Start with a general search of bankruptcy attorneys in your geographical area. Look at their specialties or other types of law that they practice. Pay attention to what services they provide. Many of them provide services related to bankruptcy, like alternative debt relief measures, help with garnishments, and repossession. These additional services may be of help early on because unfortunately, your bankruptcy may lead to more financial issues before all is said and done. Try not to panic or feel worse about the process, just be aware that future financial problems are a possibility.

Once you get some names of attorneys in the area, you can then conduct more of a specific search to see all the information that is available on the attorney. Most attorney websites will feature some sort of background information like when the attorney passed the bar, how long the attorney has practiced bankruptcy law, and where the attorney went to law school.

Once you have narrowed down your search to attorney’s names, take the time to search out client reviews for that attorney. There are a few sites like AVVO that will allow a former or current client to place a review about an attorney's services. Martindale-Hubblle provides profiles that allow other attorneys in the area to rate the work of a specific attorney. So not only can you hear from clients but you can also see what an attorney’s peers think.

Check Your State Bar Association’s Website for any Disciplinary History

Next, you will want to do a sort of background check on the attorney. Its actually very easy to do. You only need the name of the attorney. Go to your state’s bar association website. The bar association is responsible for licensing of all attorneys within the state in addition to disciplining attorneys ethical misconduct. From there, you will be able to search for the profile of the attorneys you have narrowed your search down to. If there have been any ethical issues such as fraud or malpractice, it will be in this section.

While most attorney’s files will offer no issues, it still does not hurt to check. If an attorney had many major ethical complaints against them, it would be unlikely that they were currently eligible to practice law. You will want to know that you have an ethical and honest attorney on your side, searching their bar history will only ease any concerns you may have.

Schedule an Appointment with a Bankruptcy Attorney

The last step in the process is actually making a decision on an attorney and scheduling an appointment. Don’t feel rushed or that there is something wrong with talking to multiple attorneys. In a way, its kind of like getting a second opinion from a doctor or a mechanic, it may be good to good to hear different opinions on your situation. It also may be comforting to hear the same thing from multiple attorneys; it lets you know that you have probably picked wisely.