Find the Best Bankruptcy Attorneys

  • Resolve Law Firm

     10727 Paramount Blvd Suite 4
    Downey, California 90241
    United States

    At the Downey, California, bakruptcy law firm, Resolve Law Firm, we prioritize understanding your unique situation and delivering quality legal service. Our commitment to thorough case evaluation sets us apart, ensuring you fully comprehend the risks involved. Website: https://resolvelawfirm.com/

  • Christopher Kerney

     519 S Water Ave
    Gallatin, Tennessee 37066
    United States

    Our law firm focuses strictly on bankruptcy. Attorney Christopher Kerney only practices in bankruptcy law. What does this mean to you? It means that we are a very good, cost-effective option for your bankruptcy.

  • Helstowski & Helstowski Law Office (CA)

     600 West Broadway
    San Diego, California 92101
    United States

    Phone: 7146999696

    California Consumer Credit Attorney is an excellent resource to help with debt lawsuit defense, settling judgments, apartment collections and auto repos. Our attorneys specialize in helping individuals who are facing financial hardship due to debt and other financial issues. We understand that dealing with debt can be overwhelming and our goal is to provide the best legal advice and assistance to help you get back on track.

  • Chapter Bankruptcy Lawyers Tempe

     4500 S Lakeshore Dr #343
    Tempe, Arizona 85282
    United States

    Our Tempe bankruptcy attorneys know. After having helped hundreds of people in Tempe, Mesa and throughout Arizona file for bankruptcy protection, our bankruptcy lawyers have the experience to find the best solution to your unique financial difficulties, including possibly filing for bankruptcy under Chapter 7 or Chapter 13 of the United States Bankruptcy Code.

  • Chapter Bankruptcy Lawyers Mesa

     3707 E Southern Ave Suite 1018
    Mesa, Arizona 85206
    United States

    Chapter bankruptcy is a bankruptcy law firm in Mesa, Arizona. Our Mesa bankruptcy lawyers have provided expert legal representation for hundreds of individuals, couples, and businesses throughout Mesa. Our Mesa bankruptcy attorneys help clients file Chapter 7 bankruptcy, Chapter 13 bankruptcy, and other bankruptcy matters in Mesa and throughout Arizona.

  • Timothy Pletter

     3288 Main St
    Stratford, Connecticut 06614
    United States

    Tim helps consumers and small business owners rebuild their lives after job loss, uninsured medical expenses, foreclosure, business problems, and insurmountable credit card debt.

  • Veterans Benefits Law Group

     370 Towne Center Blvd
    Ridgeland, Mississippi 39157
    United States

    At Veterans Benefits Law Group, PLLC, we salute men and women like you who have dedicated their lives to protecting and serving our country. In return for this sacrifice, our country has a duty to provide and care for you when you need it the most. However, if you have a service-related disabling condition, getting the veteran’s disability benefits you’re entitled to can be challenging and frustrating for many applicants. https://vabenefitslawgroup.com/

  • O’Bryan Law Offices – Louisville Bankruptcy Lawyers & Chapter 7 & 13 Attorneys

     1717 Alliant Ave STE 17, Louisville, KY 40299, United States
    Berkeley, California 40299
    United States

    Louisville Bankruptcy Lawyers & Chapter 7 & 13 Attorneys ─ Too much debt? Let us help! ⇝ Call 24X7 for a FREE consultation! O’Bryan Law Offices in Louisville specializes in bankruptcy law, offering comprehensive legal assistance to individuals and families seeking financial relief. We focus mainly on bankruptcy issues, including those related to Chapter 7 and Chapter 13. We also assist with stopping credit harassment, protecting significant assets and more. Call 24X7 for a FREE consultati

  • D. Giacomo Vilella P.C.

     30 Wall Street – 8th Floor
    New York, New York 10005
    United States

    Phone: 6468253850

    For over 15 years, the D. Giacomo Vilella Law Firm has been a trusted ally for businesses facing the daunting challenges of Merchant Cash Advance (MCA) lawsuits and debt settlements in New York, Utah, and Connecticut. With a proven track record of handling hundreds of MCA cases, the firm offers unparalleled expertise in protecting your rights and keeping your business afloat.

  • Herbert & Lux Attorneys at Law

     140 N Main St
    Goodlettsville, Tennessee 37072
    United States

    Herbert & Lux Attorneys at Law is a full-service law firm, providing personal and effective representation for clients throughout Nashville, Tennessee. Our firm is home to some of the best attorneys in the area. With years of legal experience, there is no case too big or too small for us to handle. We’re proud of the reputation we’ve developed, and we’re honored to be a premier criminal defense and civil litigation practice in Nashville. Home

  • Dennis Stanford Law Office

     215 S 2nd St
    Clarksville, Tennessee 37040
    United States

    Over 38 Years of Legal Experience. Representing Clarksville Families & Citizens for Over 25 Years. When you are facing difficult times, you need legal representation you can trust. At the Dennis Stanford Law Office, we will help you find real solutions to your problems, from fighting to get your criminal case reduced or dismissed to helping you resolve a contentious family law matter. Home

  • Litster Frost Injury Lawyers

     3501 W Elder St Ste 208
    Boise, Idaho 83705
    United States

    Nothing is worse than getting hurt or losing a loved one in a severe accident. Many people experience significant physical, emotional, and financial burdens in these cases. That’s why you need an Idaho injury lawyer at Litster Frost who has the resources to handle any personal injury or negligence case. https://litsterfrost.com/

  • The Meditative

     3110 N Parham Rd
    Henrico, Virginia 23294
    United States

    Phone: 7032167754

    The Meditative is an online store dedicated to providing high-quality mindfulness apparel and accessories for individuals seeking to incorporate tranquility and balance into their daily lives. Specializing in meditation-inspired clothing, The Meditative offers a diverse range of products designed to support and enhance your mindfulness practice. Their collection features chakra-inspired designs, empowering meditation phrases, and nature motifs. https://www.themeditative.store/

  • KC Defense

     2300 Main St Ste 900
    Kansas City, Missouri 64108
    United States

    KC Defense Counsel Criminal Defense Firm is dedicated to criminal defense. Our lawyers utilize their experience to help defend you against criminal charges in courts all over Kansas City Metro area. KC Defense Counsel is made up of five experienced criminal defense attorneys who will fight for you. https://kcdefensecounsel.com/

  • Unruh Spine Center

     23043 Lyons Ave
    San Antonio, California 91321
    United States

    It takes only a small amount of chronic pain, tension, or discomfort to start to have a tangible effect on a person’s life. They might start choosing to skip their morning jog, not find as much joy in their hobbies, or have trouble keeping up with their kids. That is when it is time to call Unruh Spine Centers. Home

  • Fort Morgan Financial

     900 Stewart Ave
    Uniondale, New York 11530
    United States

    Don’t let financial stress stand in the way of your pursuit of justice. Contact Fort Morgan Financial today and take the first step toward securing the funds you need. Our team is ready to assist you with any questions and guide you through the process. https://cashnowlawsuit.com/

  • Xavier Law Firm – California

     10054 Alondra Blvd Ste 102
    Bellflower, California 90706
    United States

    Phone: 5629252921

    Cada año, innumerables personas enfrentan desafíos migratorios, creyendo erróneamente que un reinicio completo es necesario. Muchos abogados pueden recomendar procesos extensos, pero nuestros abogados de inmigración en Bellflower, CA le ahorran una fortuna al manejar de manera experta los procedimientos legales necesarios para asegurar su estatus en los Estados Unidos. Inicio

  • Law Offices of Armen Yedalyan

     15456 Ventura Blvd #410
    Los Angeles, California 91403
    United States

    Phone: 2134635988

    More than a decade of winning experience! Armen Yedalyan, Esq., has been practicing law in California since 2012. Mr. Yedalyan is a Certified Specialist with the State Bar of California in Workers’ Compensation law. In addition, he is licensed to practice law in United States District Courts – Central District of California, Northern District of California, and Eastern District of California. https://www.yedalyanlaw.com/

Showing Bankruptcy Attorneys 1-20 of 452

What Does a Bankruptcy Attorney do?

Debt can be a very destabilizing situation. Owing money without the proper resources or methods to pay it back can have a significant effect on a person's future financial abilities. The bankruptcy laws in the US were designed to offer the debtor a way out of crippling debt. However, the bankruptcy process can be confusing. In order to utilize the system properly, the process has to be followed meticulously with care.

Most debtors will need help filing a bankruptcy petition, and that's where a bankruptcy attorney comes in. A bankruptcy attorney will assist in filing the case and ensure that all legal matters related to the case are handled appropriately. The first major thing that a bankruptcy attorney will do is advise a debtor as to whether they should file bankruptcy in the first place. Once it is determined that the debtor does indeed need to file for bankruptcy, the attorney will file a petition on behalf of the debtor. From there the attorney will gather information about the debtor's financial history including assets, debts, income, tax information and other financial information. Once this process is begun, the court will appoint a person to oversee the administration of the case (the “Trustee”). Once the petition is properly filed, an automatic stay on most creditor’s collection efforts is put into effect.

When would l need a bankruptcy attorney?

There are several types of bankruptcy filings that are most commonly used and discussed amongst people within the legal industry. Some of those types of bankruptcy are for businesses that have heavy debts that they cannot pay. The others are bankruptcy filings for the individual who unfortunately has a lack of ability to pay back their debts.

What is Chapter 7 Bankruptcy?

Amongst the most common types of bankruptcy for individuals are Chapter 7 and Chapter 13 bankruptcy filings. Chapter 7 filings can usually be distinguished by situations that are mostly concerned with whether the debtor has significant assets that can be liquidated or sold off to satisfy the debt owed. Chapter 7 bankruptcy involves the selling off of assets by a bankruptcy trustee in order to pay outstanding debts. This process doesn’t necessarily mean a debtor will lose everything they own, there are exemptions and other mechanisms to keep certain assets. The process ends with all the debtor’s debts (except for things such as student loans and child support) being discharged.

What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy filings involve a situation where a debtor can keep some of their valuable assets instead of liquidation, and form a repayment plan to pay back a reduced form of their debt. It can be a good option for those who have the means to pay of a portion of their debt. It can also be the only bankruptcy that a debtor can file if the debtor can’t pass the means test. The means test is a calculation that considers a debtor’s disposable income after subtracting legally provided for expenses. Put shortly, if you have the “means” to pay a certain amount of debt after the acceptable expenses are subtracted, you cannot file for chapter 7.

What is Chapter 11 Bankruptcy?

Chapter 11 can be a vital tool for businesses as it would allow a business to reorganize itself in order to stay in business. Chapter 11 allows the debtor organization to restructure its debt and modify its payment obligations with the approval of the bankruptcy court.

The above discussion is just the tip of a very large iceberg that does nothing but get more complicated. While at first glance it may not seem that complicated, filing for bankruptcy can be very difficult and will most likely require the assistance of an attorney to complete properly.

Individual debtors are allowed to file bankruptcy without an attorney, but it may not be the ideal route to take. Filings need to include all the correct information and need to be filed in specific ways. The bankruptcy court is a separate distinct court system and has many filing rules. Filing the wrong case or the wrong paperwork will lead to a dismissal. If a debtor were to file the paperwork incorrectly, the debtor may then have to face creditors who, depending on the type of bankruptcy filed, may attempt to prevent you from filing.

Four Signs that You Need to Speak to a Bankruptcy Attorney

  • Are you a debtor that owns significant amounts of personal property and real estate that you wish to keep?
  • Do you have a complicated financial situation that will take proper care to handle correctly?
  • Do you have pending lawsuits filed against you?
  • Are you not entirely sure that you need to file for bankruptcy?

Potential Downsides of Filing Bankruptcy

There are also some pitfalls to filing bankruptcy. Filing a bankruptcy will have an adverse effect of your credit score. A bankruptcy can stay on your credit for up to 10 years and can affect your ability to get good interest rates on loans and credit cards after the bankruptcy. A debtor in a bankruptcy may have to wait years (depending on the mortgage lender) after bankruptcy to qualify for a mortgage. All of these issues need to be discussed with an attorney before a debtor files for bankruptcy.

How do you choose a Qualified Bankruptcy Attorney?

Choosing the right bankruptcy attorney can be difficult. There is no shortage of commercials or advertisements that will tell you that you can “easily” find a bankruptcy attorney. It is true that many lawyers focus their practice on debt relief and bankruptcy. However, not all bankruptcy attorneys are equal. You are going to need a skilled attorney that knows the law and knows what is required of a person who files for bankruptcy. You will also need to speak with an attorney that is able to clearly explain whether you need to file bankruptcy at all. Some of the best bankruptcy advice lies in knowing when not to file and utilize some other form of debt relief to rectify the situation.

Determine Your Needs

This step is mostly about first understanding your situation and then understanding how you want it to change. If you are in a position where you are being overwhelmed by debt you will need to get a grasp on what you want going further. If you don’t own much and just need help by gaining a somewhat clean slate, then your situation will vary differently from a person who has many assets and owes many types of creditors.

Most firms that hand bankruptcy in any way are likely to be able to help with any of the various types of bankruptcy, although if you are filing bankruptcy in relation to a business you may want to seek out a firm that specializes in Chapter 11 bankruptcy.

Also consider that if you file bankruptcy, other pending legal matters that you have, and your future financial situation such as your credit score, will be affected. Keeping this in mind, you may want to consider seeking firms that also have vast experience in handling other debt related issues.

Research Qualifications Online

The more research you do, the better. Start with a general search of bankruptcy attorneys in your geographical area. Look at their specialties or other types of law that they practice. Pay attention to what services they provide. Many of them provide services related to bankruptcy, like alternative debt relief measures, help with garnishments, and repossession. These additional services may be of help early on because unfortunately, your bankruptcy may lead to more financial issues before all is said and done. Try not to panic or feel worse about the process, just be aware that future financial problems are a possibility.

Once you get some names of attorneys in the area, you can then conduct more of a specific search to see all the information that is available on the attorney. Most attorney websites will feature some sort of background information like when the attorney passed the bar, how long the attorney has practiced bankruptcy law, and where the attorney went to law school.

Once you have narrowed down your search to attorney’s names, take the time to search out client reviews for that attorney. There are a few sites like AVVO that will allow a former or current client to place a review about an attorney's services. Martindale-Hubblle provides profiles that allow other attorneys in the area to rate the work of a specific attorney. So not only can you hear from clients but you can also see what an attorney’s peers think.

Check Your State Bar Association’s Website for any Disciplinary History

Next, you will want to do a sort of background check on the attorney. Its actually very easy to do. You only need the name of the attorney. Go to your state’s bar association website. The bar association is responsible for licensing of all attorneys within the state in addition to disciplining attorneys ethical misconduct. From there, you will be able to search for the profile of the attorneys you have narrowed your search down to. If there have been any ethical issues such as fraud or malpractice, it will be in this section.

While most attorney’s files will offer no issues, it still does not hurt to check. If an attorney had many major ethical complaints against them, it would be unlikely that they were currently eligible to practice law. You will want to know that you have an ethical and honest attorney on your side, searching their bar history will only ease any concerns you may have.

Schedule an Appointment with a Bankruptcy Attorney

The last step in the process is actually making a decision on an attorney and scheduling an appointment. Don’t feel rushed or that there is something wrong with talking to multiple attorneys. In a way, its kind of like getting a second opinion from a doctor or a mechanic, it may be good to good to hear different opinions on your situation. It also may be comforting to hear the same thing from multiple attorneys; it lets you know that you have probably picked wisely.