Find the Best Bankruptcy Attorneys

  • Hinkle Law, PLLC

     230 W King St #3212
    Martinsburg, west virginia 25401
    United States

    Phone: 3045924609

    Hinkle Law, PLLC hosts top-rated bankruptcy lawyers and family law lawyers in Martinsburg, WV, Hagerstown, MD, and Charleston, WV. We provide legal support for clients with family and financial issues. These issues can be challenging and threaten the stability of the affected person’s life, but we never want our clients to feel like they’re fighting a losing battle.

  • Skrupa Law Bankruptcy Attorney

     620 North 48th Street
    Lincoln, Nebraska 68504
    United States

    Skrupa Law Office offers free consultations for clients seeking Chapter 7 and Chapter 13 bankruptcy. We offer to finance payment plans for clients to make service easy and affordable. Frank Skrupa is a Nationally Board Certified Bankruptcy Specialist certified by the American Board of Certification. He is the only attorney in Nebraska to have achieved this certification since the new Bankruptcy code/rules were enacted. Regardless of the listed office hours, we accept calls and live chats

  • Skrupa Law Bankruptcy Attorney

     620 North 48th Street
    Lincoln, Nebraska 68504
    United States

    Skrupa Law Office offers free consultations for clients seeking Chapter 7 and Chapter 13 bankruptcy. We offer to finance payment plans for clients to make service easy and affordable. Frank Skrupa is a Nationally Board Certified Bankruptcy Specialist certified by the American Board of Certification. He is the only attorney in Nebraska to have achieved this certification since the new Bankruptcy code/rules were enacted. Regardless of the listed office hours, we accept calls and live chats

  • Acosta, Moore, & Shrader, PLLC

     1085 W. Morse Blvd Ste 210
    Winter Park, FL 32789
    United States

    Website: http://amslawfl.com Acosta, Moore, & Shrader, PLLC is located in Winter Park, FL and is dedicated to providing quality services of Chapter 13 Lawyer Winter Park FL, Debt Resolution Attorney Winter Park FL, Debt Consolidation Lawyer Winter Park FL, Real Estate Law Attorney Winter Park FL, Real Estate Attorney Winter Park FL. Call us today at +14076442531. We can help! We look forward to hearing from you.

  • Valentine price & associates

     10100 Coors Blvd NW
    Albuquerque, New Mexico 87114
    United States

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  • Timothy J. Sierra, Attorney at Law

     118 South Rome Ave
    Tampa, Florida 33606
    United States

    Website: https://www.timsierra.com Timothy J. Sierra, Attorney at Law is located in Tampa, FL and is dedicated to providing quality services of Consumer Debt Lawyer Tampa FL, Chapter 7 Law Attorney Tampa FL, Chapter 13 Law Attorney Tampa FL, Credit Card Debt Lawyer Tampa FL, Loans Modifications Attorney Tampa FL, Foreclosure Defence Lawyer Tampa FL. Call us today at (813) 258-3455. We can help! We look forward to hearing from you.

  • The Law Offices of Julia A. Kemp

     800 S Beach Blvd Suite A
    La Habra, California 90631
    United States

    Website: https://www.lahabradefenselawyer.com The Law Offices of Julia A. Kemp is located in La Habra, CA and is dedicated to providing quality services of Family Law Attorney La Habra CA, Family Lawyer La Habra CA, Bankruptcy Law Attorney La Habra CA, Bankruptcy lawyer La Habra CA. Call us today at (562) 691-5775. We can help! We look forward to hearing from you.

  • Law Office of Corey L. Scott

     1099 N Meridian St #600
    Indianapolis, Indiana 46204
    United States

    Phone: 3176340101

    The Law Office of Corey L. Scott, LLC is a law firm that solves problems. We represent clients in a variety of legal areas, including: bankruptcy, domestic violence, family law, divorce, criminal defense, DUI, drug crimes, traffic tickets, probation violations, misdemeanors, felonies, sex crimes and more. Law Office of Corey L. Scott 1099 N. Meridian Street, Suite 150, Indianapolis, IN 46204 317-634-0101 http://www.coreyscottlaw.com/

  • The Law Office of Patrick O’Kennedy

     19200 Von Karman Ave Suite 400
    Irvine, California 92612
    United States

    The Law Office of Patrick O’Kennedy provides legal representation for families and individuals in family law and debt relief cases in Irvine and Orange County. Are you facing a difficult personal decision in divorce or financial matters? Our divorce and bankruptcy lawyer can listen to your case and help you chart the way forward in resolving the issue. Attorney Patrick O Kennedy wants to know that you can turn to him for help during this difficult time.

  • Carrie Cromey, Esq.

     101 S Jefferson St Suite C
    Pensacola, Florida 32502
    United States

    Carrie began her legal career at the Legal Aid Society of Palm Beach County handling a high-volume case load and going to court frequently to serve indigent individuals Carrie and her husband later relocated to Pensacola to be near family where she joined her father in his Alabama law practice, assisting consumers as a Pensacola bankruptcy lawyer, personal injury & foreclosure attorney and defending against repossessions and evictions. Firm Website Link : Home 2

  • John A. Steinberger & Associates

     41800 Hayes Road, Suite 601B
    Clinton Twp, Michigan 48038
    United States

    Phone: 2485594055

    John A. Steinberger & Associates, P.C. is a full-service metro Detroit bankruptcy law firm providing legal assistance to individuals and families in Southeast MI, including Metro Detroit, Southfield and the surrounding communities. As a Michigan Board-Certified Bankruptcy Attorney, John Steinberger has the legal knowledge, experience and resources to guide you to make the best financial decision for you and your family.

  • The Fealy Law Firm, PC

     1235 N Loop W Ste 1005
    Houston, texas 77008
    United States

    Website: https://www.houston-bankruptcy-attorney.com The Fealy Law Firm, PC is located in Houston, TX and is dedicated to providing quality services of Estate Taxes Attorney Houston TX, Living wills Lawyer Houston TX, Living Trusts Attorney Houston TX, Trusts Lawyer Houston TX. Call us today at (713) 526-5220. We can help! We look forward to hearing from you.

  • Ware Law Firm, PLLC

     216 1st Ave NE
    Magee, Mississippi 39111
    United States

    Don’t let the pressure of the legal system stop you from getting the help you deserve; contact Ware Law Firm, PLLC in Magee, Mississippi, today to schedule a free consultation. Whether you are seeking legal guidance for consumer law, chapter 7 bankruptcy, chapter 13 bankruptcy, or personal injury, Attorney Daniel Ware will examine your case, explain your options, and create a personalized solution for your case. Home

  • Unclaimed Money

     1628 5th St NW
    Washington, D.C., District of Columbia 20001
    United States

    Unclaimed money is a term for financial assets considered abandoned by the owner after a statutory period elapses, usually one to five years. The statutory dormancy period before money becomes unclaimed depends on the type of money. Unclaimed money typically includes bank account balances, uncashed checks, public benefits, tax refunds, back wages, and veterans’ insurance funds.

  • California Unclaimed Money

      2630 Croydon Drive
    Los Angeles, California 90001
    United States

    Unclaimed money generally refers to cash and cashless financial assets that remain untouched for a statutory amount of time or dormancy period. These include bank account balances, uncashed checks, travelers’ checks, stocks and bonds, refunds, life insurance, and other public benefits. The dormancy periods of these financial instruments vary. The government or an approved business taking temporary possession of assets is a process called escheatment.

  • Alaska Unclaimed Money

     898 W 5th Ave
    Anchorage, Alaska 99502
    United States

    Unclaimed money, also called unclaimed property, is any amount of money or kind of property held by any organization which remains unpaid, uncashed, or has no proof of ownership over a sustained period. It includes stocks, bonds, mutual funds, bank accounts, and uncashed payroll checks.

  • Law Office of David T. Cain

     8626 Tesoro Dr Suite 811
    San Antonio, texas 78217
    United States

    Website: https://cainlawoffice.com Law Office of David T. Cain is located in San Antonio, TX and is dedicated to providing quality services of Chapter 13 Bankruptcy Lawyer San Antonio TX, Probate Attorney San Antonio TX, Bankruptcy Lawyer San Antonio TX, Tax Collection Attorney San Antonio TX. Call us today at (210) 308-0388. We can help! We look forward to hearing from you.

  • The Law Office of Robert C. Hahn, III, P.S.

     2906 N Argonne rd
    Spokane, Washington 99212
    United States

    The Law Office of Robert C. Hahn, III, P.S. is a law firm with an emphasis on bankruptcy and injury law. Our bankruptcy law practice focuses on chapter 7 bankruptcy, chapter 13 bankruptcy, and chapter 11 bankruptcy. As a Spokane bankruptcy attorney, we help people stop foreclosure, garnishments, repossessions, and lawsuits for collections.

Showing Bankruptcy Attorneys 1-20 of 301

What Does a Bankruptcy Attorney do?

Debt can be a very destabilizing situation. Owing money without the proper resources or methods to pay it back can have a significant effect on a person's future financial abilities. The bankruptcy laws in the US were designed to offer the debtor a way out of crippling debt. However, the bankruptcy process can be confusing. In order to utilize the system properly, the process has to be followed meticulously with care.

Most debtors will need help filing a bankruptcy petition, and that's where a bankruptcy attorney comes in. A bankruptcy attorney will assist in filing the case and ensure that all legal matters related to the case are handled appropriately. The first major thing that a bankruptcy attorney will do is advise a debtor as to whether they should file bankruptcy in the first place. Once it is determined that the debtor does indeed need to file for bankruptcy, the attorney will file a petition on behalf of the debtor. From there the attorney will gather information about the debtor's financial history including assets, debts, income, tax information and other financial information. Once this process is begun, the court will appoint a person to oversee the administration of the case (the “Trustee”). Once the petition is properly filed, an automatic stay on most creditor’s collection efforts is put into effect.

When would l need a bankruptcy attorney?

There are several types of bankruptcy filings that are most commonly used and discussed amongst people within the legal industry. Some of those types of bankruptcy are for businesses that have heavy debts that they cannot pay. The others are bankruptcy filings for the individual who unfortunately has a lack of ability to pay back their debts.

What is Chapter 7 Bankruptcy?

Amongst the most common types of bankruptcy for individuals are Chapter 7 and Chapter 13 bankruptcy filings. Chapter 7 filings can usually be distinguished by situations that are mostly concerned with whether the debtor has significant assets that can be liquidated or sold off to satisfy the debt owed. Chapter 7 bankruptcy involves the selling off of assets by a bankruptcy trustee in order to pay outstanding debts. This process doesn’t necessarily mean a debtor will lose everything they own, there are exemptions and other mechanisms to keep certain assets. The process ends with all the debtor’s debts (except for things such as student loans and child support) being discharged.

What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy filings involve a situation where a debtor can keep some of their valuable assets instead of liquidation, and form a repayment plan to pay back a reduced form of their debt. It can be a good option for those who have the means to pay of a portion of their debt. It can also be the only bankruptcy that a debtor can file if the debtor can’t pass the means test. The means test is a calculation that considers a debtor’s disposable income after subtracting legally provided for expenses. Put shortly, if you have the “means” to pay a certain amount of debt after the acceptable expenses are subtracted, you cannot file for chapter 7.

What is Chapter 11 Bankruptcy?

Chapter 11 can be a vital tool for businesses as it would allow a business to reorganize itself in order to stay in business. Chapter 11 allows the debtor organization to restructure its debt and modify its payment obligations with the approval of the bankruptcy court.

The above discussion is just the tip of a very large iceberg that does nothing but get more complicated. While at first glance it may not seem that complicated, filing for bankruptcy can be very difficult and will most likely require the assistance of an attorney to complete properly.

Individual debtors are allowed to file bankruptcy without an attorney, but it may not be the ideal route to take. Filings need to include all the correct information and need to be filed in specific ways. The bankruptcy court is a separate distinct court system and has many filing rules. Filing the wrong case or the wrong paperwork will lead to a dismissal. If a debtor were to file the paperwork incorrectly, the debtor may then have to face creditors who, depending on the type of bankruptcy filed, may attempt to prevent you from filing.

Four Signs that You Need to Speak to a Bankruptcy Attorney

  • Are you a debtor that owns significant amounts of personal property and real estate that you wish to keep?
  • Do you have a complicated financial situation that will take proper care to handle correctly?
  • Do you have pending lawsuits filed against you?
  • Are you not entirely sure that you need to file for bankruptcy?

Potential Downsides of Filing Bankruptcy

There are also some pitfalls to filing bankruptcy. Filing a bankruptcy will have an adverse effect of your credit score. A bankruptcy can stay on your credit for up to 10 years and can affect your ability to get good interest rates on loans and credit cards after the bankruptcy. A debtor in a bankruptcy may have to wait years (depending on the mortgage lender) after bankruptcy to qualify for a mortgage. All of these issues need to be discussed with an attorney before a debtor files for bankruptcy.

How do you choose a Qualified Bankruptcy Attorney?

Choosing the right bankruptcy attorney can be difficult. There is no shortage of commercials or advertisements that will tell you that you can “easily” find a bankruptcy attorney. It is true that many lawyers focus their practice on debt relief and bankruptcy. However, not all bankruptcy attorneys are equal. You are going to need a skilled attorney that knows the law and knows what is required of a person who files for bankruptcy. You will also need to speak with an attorney that is able to clearly explain whether you need to file bankruptcy at all. Some of the best bankruptcy advice lies in knowing when not to file and utilize some other form of debt relief to rectify the situation.

Determine Your Needs

This step is mostly about first understanding your situation and then understanding how you want it to change. If you are in a position where you are being overwhelmed by debt you will need to get a grasp on what you want going further. If you don’t own much and just need help by gaining a somewhat clean slate, then your situation will vary differently from a person who has many assets and owes many types of creditors.

Most firms that hand bankruptcy in any way are likely to be able to help with any of the various types of bankruptcy, although if you are filing bankruptcy in relation to a business you may want to seek out a firm that specializes in Chapter 11 bankruptcy.

Also consider that if you file bankruptcy, other pending legal matters that you have, and your future financial situation such as your credit score, will be affected. Keeping this in mind, you may want to consider seeking firms that also have vast experience in handling other debt related issues.

Research Qualifications Online

The more research you do, the better. Start with a general search of bankruptcy attorneys in your geographical area. Look at their specialties or other types of law that they practice. Pay attention to what services they provide. Many of them provide services related to bankruptcy, like alternative debt relief measures, help with garnishments, and repossession. These additional services may be of help early on because unfortunately, your bankruptcy may lead to more financial issues before all is said and done. Try not to panic or feel worse about the process, just be aware that future financial problems are a possibility.

Once you get some names of attorneys in the area, you can then conduct more of a specific search to see all the information that is available on the attorney. Most attorney websites will feature some sort of background information like when the attorney passed the bar, how long the attorney has practiced bankruptcy law, and where the attorney went to law school.

Once you have narrowed down your search to attorney’s names, take the time to search out client reviews for that attorney. There are a few sites like AVVO that will allow a former or current client to place a review about an attorney's services. Martindale-Hubblle provides profiles that allow other attorneys in the area to rate the work of a specific attorney. So not only can you hear from clients but you can also see what an attorney’s peers think.

Check Your State Bar Association’s Website for any Disciplinary History

Next, you will want to do a sort of background check on the attorney. Its actually very easy to do. You only need the name of the attorney. Go to your state’s bar association website. The bar association is responsible for licensing of all attorneys within the state in addition to disciplining attorneys ethical misconduct. From there, you will be able to search for the profile of the attorneys you have narrowed your search down to. If there have been any ethical issues such as fraud or malpractice, it will be in this section.

While most attorney’s files will offer no issues, it still does not hurt to check. If an attorney had many major ethical complaints against them, it would be unlikely that they were currently eligible to practice law. You will want to know that you have an ethical and honest attorney on your side, searching their bar history will only ease any concerns you may have.

Schedule an Appointment with a Bankruptcy Attorney

The last step in the process is actually making a decision on an attorney and scheduling an appointment. Don’t feel rushed or that there is something wrong with talking to multiple attorneys. In a way, its kind of like getting a second opinion from a doctor or a mechanic, it may be good to good to hear different opinions on your situation. It also may be comforting to hear the same thing from multiple attorneys; it lets you know that you have probably picked wisely.