Bankruptcy attorney in Golden, Colorado
119 West St
Golden, Colorado 80401
119 West St
Golden, Colorado 80401
Bankruptcy attorney in Golden, Colorado
3700 Eagle Rock Boulevard
Los Angeles, California 90065
Who we are: Lemon Car Lawyers, Bankruptcy Attorneys, Foreclosure Lawyers, Auto Fraud Attorneys, Credit Dispute Attorneys, and Surplus Funds Recovery Attorneys. Services we offer: lemon law attorneys, lemon lawyers, sue auto dealers, file bankruptcy, eliminate debts, stop foreclosure, dispute credit report errors, and recover surplus funds after foreclosure. Our law firm is dedicated to helping clients in consumer-related matters, including lemon cars.
450 N Brand Blvd Suite 600 - #6011
Glendale, California 91203
The Babaians Law Firm in Glendale, California, is a law firm that’s always there for the injured. Our aim is to advocate for the legal rights of our clients who are suffering injuries after facing: Car and truck accidents Motorcycle and bicycle accidents Uber and Lyft accidents Premises liability Catastrophic accidents and TBIs Wrongful death Pedestrian accidents
550 Las Gallinas Ave
San Rafael, California 94903
Kuvara Law Firm is a San Rafael personal injury law firm. If you’ve been injured in a car, truck, bus, plane, boat, pedestrian, bicycle, or motorcycle accident, we understand that you need compensation now. You don’t have to choose between a fast settlement and a good one. Our Marin County personal injury attorneys have spent more than 40 years perfecting our practice so that our clients can receive the best compensation as fast as possible. We also handle wrongful death, product liability, an
Orlando, Florida 32801
For over 30 years, Stephen Caplan has successfully fought for the rights of Declaring Bankruptcy in Orlando, Caplan Bankruptcy helps individuals throughout Central Florida with a dedicated Law practice. This experience empowers our team to expertly guide you through each and every step of your journey. The strength that comes from our experience is known both inside and outside the legal community. We’re proud of the reputation we’ve built, and we’re ready to fight for you.
10820 Sunset Office Dr
St. Louis, Missouri 63127
At Doyel Law LLC, we have years of experience helping Missouri residents find the financial solutions they need to get a fresh start in life. Whether you’re filing Chapter 7 and Chapter 13 bankruptcy, negotiating a debt settlement with your creditors, our bankruptcy attorneys in Sunset Hills, MO are here for you. Reach out to our Missouri bankruptcy law firm at 314-408-5643.
85 Argonaut # 220
aliso Viego, California 92656
The partners at Scheer Law Group, LLP combine over fifty years of experience representing nationally known lenders, mortgage brokers, business owners and investors in consumer and commercial litigation and transactional work, with an emphasis on creditor bankruptcy, real estate, and business law. WEBSITE: https://www.scheerlawgroup.com/
1624 Market St #202
Denver, Colorado 80202
At The Law Office of Clark Daniel Dray we understand that no two families have exactly the same circumstances, so when you contact our law firm you can expect to be given individual guidance based on the specifics of your situation. Whether it’s bankruptcy, estate planning, or other legal matters, start protecting your assets for yourself and your family today! Contact us at 720-807-6494.
1 Park Lane Boulevard suite 729 b
Dearborn, Michigan 48126
Zak Mahdi Law Firm, led by a seasoned bankruptcy attorney, Zak Mahdi, is a beacon of financial stability in Dearborn. Specializing in Chapter 7 and Chapter 13 bankruptcy, garnishment defense, and more, the firm guides clients through complex legal proceedings. With a focus on personalized guidance and hassle-free filing, Zak Mahdi Law Firm ensures the best outcomes for clients, helping them regain control of their finances. Contact them at 313-846-6400 for a free consultation and start today!
433 Lithia Pinecrest Rd
Brandon, Florida 33511
At The Golden Law Group, Our Florida bankruptcy specialist can anticipate potential problems and ensure your paperwork is properly filled out. This improves your chances of success and prevents any mistakes in your filing. A debt-free life can be a phone call away. It’s no exaggeration that the success of your bankruptcy petition can impact the course of your life. If you overlook a single thing, the bankruptcy court can toss out your petition, contact our Florida Bankruptcy Attorneys..
Voorhees Township, New Jersey 08043
Bankruptcy can provide a fresh start to eligible consumers and businesses by wiping out (discharging) certain debts like credit cards and a variety of different loans. Bankruptcy can also be used (in certain circumstances) as a way to: Stop and recover garnishment funds, stop repossessions, reduce car loan balances and interest rates, stop foreclosures and cure mortgage arrears, Eliminate or reduce taxes, Eliminate lease or supplier obligations for Business Owners. Even with all of these wonderf
7350 E Progress Pl #100
Greenwood Village, Colorado 80111
At The Law Office of Clark Daniel Dray we understand that no two families have exactly the same circumstances, so when you contact our law firm you can expect to be given individual guidance based on the specifics of your situation. Whether it’s bankruptcy, estate planning, or other legal matters, start protecting your assets for yourself and your family today! Contact us at 303-848-2864.
2150 S Central Expy #200
McKinney, texas 75072
Yocom Rine Law specializes in oil and gas (energy) cases and has rare experience at the federal level with bankruptcy, royalty, and property dispute litigation in the industry. Outside of the energy sector, Jana Rine is also a national appellate litigation attorney with a long record of success that covers the following areas of practice: antitrust, unfair trade practices, government contracts, business litigation, commercial litigation, and regulated business litigation.
6741 SW 8th St
Miami, Florida 33144
The Santos Law Offices, PA was established by attorney Dalyla Santos in January 2017 after eight years of practicing law. At The Santos Law Offices, PA we take pride in providing personalized legal services. At our firm, you are not just a client but a member of our growing family. At The Santos Law Offices, PA our staff is fully fluent in Spanish.
121 S Orange Ave #1500
Orlando, Florida 32801
At Purely Legal, our experienced attorneys provide passionate, honest, and aggressive representation. We guide you through the legal process, ensuring you understand your options – Call for a free consultation. Homepage
2111 S 67th St #300
Omaha, Nebraska 68106
The idea of bankruptcy terrifies many people. You likely believe that filing for chapter 7 or chapter 13 means that you will lose all of your property. You are likely unsure of what debts can be discharged through bankruptcy, whether you are even eligible to file, and how it will other wise impact your life. Contact us online or by telephone, at (402) 718-8865 to consult with Burke regarding a chapter 7 or chapter 13 bankruptcy. For more information contact us at https://bankruptcy-lawyer-omaha.
94 N Elm St Suite 302
Westfield, Massachusetts 01085
Eric’s law firm has been dedicated to helping his clients resolve their financial problems both in and out of court. As a MA bankruptcy Lawyer with over 25 years of experience, Eric provides clients with expert guidance through Chapter 7, and Chapter 13 Bankruptcy proceedings. Everybody deserves a second chance to start again in life. A bankruptcy filing lets you do just that. Our Westfield bankruptcy lawyer is here to help you get rid of your debts and recover from the aftermath.
633 W Wisconsin Ave
Milwaukee, Wisconsin 53203
We are a debt relief agency, we help people file for bankruptcy relief under the Bankruptcy Code. At Miller & Miller Law, LLC, we strive to be a pre-eminent law firm by consistently providing highly efficient, ethical and aggressive legal representation to our clients. Our firm used to exclusively practice bankruptcy and personal injury, but we soon learned that our clients needed additional support, so we help them with any legal challenges they may face.
4015 Dohack Ln
Mehlville, Missouri 63125
Kevay stones Pvt. Ltd. is One of the Leading Manufacturers and Suppliers of Indian Marbles, Granite, Sandstone, Limestone, and other Natural Stones in Qatar, Dubai, Oman, Saudi Arabia, Vietnam. We have a Wide Range of Mosaic Tiles, Slabs, Paving and Natural Stones. Kevay Group is a Top Natural Stone Manufacturers and Marble Supplier in Qatar, Dubai, Oman, Saudi Arabia, Vietnam. You can buy Marble, Granite, Onyx, Sandstone, Limestone, and Slate stone online.
6712 Washington Ave #302
Egg Harbor Township, New Jersey 08234
Our Egg Harbor, NJ Bankruptcy and debt relief lawyers offer in excess of 75 years of experience to service the needs of the residents in Atlantic County and beyond from our conveniently located office in Egg Harbor, NJ. Egg Harbor, NJ has a zip code of 08234 and our office is within a quarter mile from the Atlantic City Expressway, Blackhorse Pike, New Jersey Parkway, and Tilton Road and is located in the Washington Square West professional center. Contact Egg Harbor bankruptcy attorneys today.
Debt can be a very destabilizing situation. Owing money without the proper resources or methods to pay it back can have a significant effect on a person's future financial abilities. The bankruptcy laws in the US were designed to offer the debtor a way out of crippling debt. However, the bankruptcy process can be confusing. In order to utilize the system properly, the process has to be followed meticulously with care.
Most debtors will need help filing a bankruptcy petition, and that's where a bankruptcy attorney comes in. A bankruptcy attorney will assist in filing the case and ensure that all legal matters related to the case are handled appropriately. The first major thing that a bankruptcy attorney will do is advise a debtor as to whether they should file bankruptcy in the first place. Once it is determined that the debtor does indeed need to file for bankruptcy, the attorney will file a petition on behalf of the debtor. From there the attorney will gather information about the debtor's financial history including assets, debts, income, tax information and other financial information. Once this process is begun, the court will appoint a person to oversee the administration of the case (the “Trustee”). Once the petition is properly filed, an automatic stay on most creditor’s collection efforts is put into effect.
There are several types of bankruptcy filings that are most commonly used and discussed amongst people within the legal industry. Some of those types of bankruptcy are for businesses that have heavy debts that they cannot pay. The others are bankruptcy filings for the individual who unfortunately has a lack of ability to pay back their debts.
Amongst the most common types of bankruptcy for individuals are Chapter 7 and Chapter 13 bankruptcy filings. Chapter 7 filings can usually be distinguished by situations that are mostly concerned with whether the debtor has significant assets that can be liquidated or sold off to satisfy the debt owed. Chapter 7 bankruptcy involves the selling off of assets by a bankruptcy trustee in order to pay outstanding debts. This process doesn’t necessarily mean a debtor will lose everything they own, there are exemptions and other mechanisms to keep certain assets. The process ends with all the debtor’s debts (except for things such as student loans and child support) being discharged.
Chapter 13 bankruptcy filings involve a situation where a debtor can keep some of their valuable assets instead of liquidation, and form a repayment plan to pay back a reduced form of their debt. It can be a good option for those who have the means to pay of a portion of their debt. It can also be the only bankruptcy that a debtor can file if the debtor can’t pass the means test. The means test is a calculation that considers a debtor’s disposable income after subtracting legally provided for expenses. Put shortly, if you have the “means” to pay a certain amount of debt after the acceptable expenses are subtracted, you cannot file for chapter 7.
Chapter 11 can be a vital tool for businesses as it would allow a business to reorganize itself in order to stay in business. Chapter 11 allows the debtor organization to restructure its debt and modify its payment obligations with the approval of the bankruptcy court.
The above discussion is just the tip of a very large iceberg that does nothing but get more complicated. While at first glance it may not seem that complicated, filing for bankruptcy can be very difficult and will most likely require the assistance of an attorney to complete properly.
Individual debtors are allowed to file bankruptcy without an attorney, but it may not be the ideal route to take. Filings need to include all the correct information and need to be filed in specific ways. The bankruptcy court is a separate distinct court system and has many filing rules. Filing the wrong case or the wrong paperwork will lead to a dismissal. If a debtor were to file the paperwork incorrectly, the debtor may then have to face creditors who, depending on the type of bankruptcy filed, may attempt to prevent you from filing.
There are also some pitfalls to filing bankruptcy. Filing a bankruptcy will have an adverse effect of your credit score. A bankruptcy can stay on your credit for up to 10 years and can affect your ability to get good interest rates on loans and credit cards after the bankruptcy. A debtor in a bankruptcy may have to wait years (depending on the mortgage lender) after bankruptcy to qualify for a mortgage. All of these issues need to be discussed with an attorney before a debtor files for bankruptcy.
Choosing the right bankruptcy attorney can be difficult. There is no shortage of commercials or advertisements that will tell you that you can “easily” find a bankruptcy attorney. It is true that many lawyers focus their practice on debt relief and bankruptcy. However, not all bankruptcy attorneys are equal. You are going to need a skilled attorney that knows the law and knows what is required of a person who files for bankruptcy. You will also need to speak with an attorney that is able to clearly explain whether you need to file bankruptcy at all. Some of the best bankruptcy advice lies in knowing when not to file and utilize some other form of debt relief to rectify the situation.
This step is mostly about first understanding your situation and then understanding how you want it to change. If you are in a position where you are being overwhelmed by debt you will need to get a grasp on what you want going further. If you don’t own much and just need help by gaining a somewhat clean slate, then your situation will vary differently from a person who has many assets and owes many types of creditors.
Most firms that hand bankruptcy in any way are likely to be able to help with any of the various types of bankruptcy, although if you are filing bankruptcy in relation to a business you may want to seek out a firm that specializes in Chapter 11 bankruptcy.
Also consider that if you file bankruptcy, other pending legal matters that you have, and your future financial situation such as your credit score, will be affected. Keeping this in mind, you may want to consider seeking firms that also have vast experience in handling other debt related issues.
The more research you do, the better. Start with a general search of bankruptcy attorneys in your geographical area. Look at their specialties or other types of law that they practice. Pay attention to what services they provide. Many of them provide services related to bankruptcy, like alternative debt relief measures, help with garnishments, and repossession. These additional services may be of help early on because unfortunately, your bankruptcy may lead to more financial issues before all is said and done. Try not to panic or feel worse about the process, just be aware that future financial problems are a possibility.
Once you get some names of attorneys in the area, you can then conduct more of a specific search to see all the information that is available on the attorney. Most attorney websites will feature some sort of background information like when the attorney passed the bar, how long the attorney has practiced bankruptcy law, and where the attorney went to law school.
Once you have narrowed down your search to attorney’s names, take the time to search out client reviews for that attorney. There are a few sites like AVVO that will allow a former or current client to place a review about an attorney's services. Martindale-Hubblle provides profiles that allow other attorneys in the area to rate the work of a specific attorney. So not only can you hear from clients but you can also see what an attorney’s peers think.
Next, you will want to do a sort of background check on the attorney. Its actually very easy to do. You only need the name of the attorney. Go to your state’s bar association website. The bar association is responsible for licensing of all attorneys within the state in addition to disciplining attorneys ethical misconduct. From there, you will be able to search for the profile of the attorneys you have narrowed your search down to. If there have been any ethical issues such as fraud or malpractice, it will be in this section.
While most attorney’s files will offer no issues, it still does not hurt to check. If an attorney had many major ethical complaints against them, it would be unlikely that they were currently eligible to practice law. You will want to know that you have an ethical and honest attorney on your side, searching their bar history will only ease any concerns you may have.
The last step in the process is actually making a decision on an attorney and scheduling an appointment. Don’t feel rushed or that there is something wrong with talking to multiple attorneys. In a way, its kind of like getting a second opinion from a doctor or a mechanic, it may be good to good to hear different opinions on your situation. It also may be comforting to hear the same thing from multiple attorneys; it lets you know that you have probably picked wisely.